It is a shame, they use american cloud tec π₯²
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One step at a time
If only that would be the plan. Iβm certain they went the path least reisistence (technically speaking) and without second guessing those decisions.
Lol these steps are taken before implementing it
Can we just do GNU Taler already?
You'll be happy with the iban phonebook OK. I know I am. (Needs more banks though)
Sadly very limited. Not every bank account is supported and itβs rare to find a shop that accepts it.
I assume that that will less and less of a problem though.
You also need a phone number per bank account, so most people will only be ever to use it for one account. As much as I act to like it, it's bad...
Per bank account or per bank? I have something similar and it's tied to my bank, but I can select wich account I use every time (personal, savings, shared...)
I suppose on the receiving end it has to be connected to a single bank account.
Wero is only now getting some traction. Search the web for network effect and you can learn how a growing user base is effecting the usefulness of a service
It was launched last year.
..., yet.
You have to use an app and cant use a website, thats my problem with android8
My Bank: We don't support it and don't plan to do it. π€·ββοΈ I cannot switch the bank so easily because of contracts.
Shame them publicly. So others donβt join them
You can just have multiple bank accounts.
Tried activating the feature on my banking app (ING), but it always crashes :(
With out oft world reasons you have to use their banking app and have to put in your mobile number and HAVE TO SYNC YOUR CONTACTS. At that point i cancled that shit.
You do not have to. At least iOS allows you to select if you want to give access to all contacts, specific contacts or no contacts at all.
Itβs like many of the messaging apps: how would you be able to select to whom to send money if you donβt share the contacts
Like, put the phone number into a text field within the app? They don't need access to the address, the birth date, e-mail, whatever else I save about my contacts.
I know nothing about WERO, but I guess they would want to at least limit payment requests to your contacts.
But why? If i want to exchange money for buying used stuft, i dont want to add them to my contacts first. But i think that every bank has its own App is far worse.
In my banking-app you can type phone-numbers or e-mai-addresses without adding those to my contacts.
Since Wero is directly linked to the banking account I absolutely don't want to grant access to a third-part-app. Also I don't want yet another banking-app.
So every bank has its own app, but that app was preexisting and is only expanded by the wero-functionality. I guess behind the scenes there is some unified interface.
I thought wero is just a way to transfer money to family and friends. I just learned that it's a whole lot more, so letting anyone outside your contacts request and send payments makes sense. Although by now most registered phone numbers should appear in some breach/leak, which makes this kind of a stupid idea if I'm not mistaken. This also completely obliterates the need for syncing your contacts wtf lol.
Wero went from "never heard of it" to "it's already on my phone!?" to "nice ad at the Berlin main station" in like four months. Impressive!
I've read about it it's apparently a northern European initiative to create something that already exists in a lot of southern countries but independently. They also don't want to use our systems, and will probably force us to swap to wero.
Really weird time to start animosity with south and north. I'll keep using Bizum...
That's a weird take... I never heard of bizum, likely because it is something super local, like some of the payment systems the Danes have. These companies never really wanted a pan-european system in the first place. Wero is trying to establish this. E-commerce functions will roll out soon and after that, you'll also be able to pay in shops. It's going to be a real alternative to PayPal some day. I don't see how this is creating a divide between north and south?
Maybe inform yourself more before commenting then I guess. Bizum is not a company per se, it's an initiative from the Spanish government supported by the banks. Portugal has their own and Italy too iirc. They even are all integrated between them, I can use Bizum to send money to someone from Italy using MB Way and so forth.
As stated, it's weird that they are rolling these systems first on the countries like germany when there's southern countries with systems that are super similar. If you have seen the wero roadmap the plan to roll out to southern countries is years away,they are prioritising integration in Germany and so on before unification.
You mention all they want to roll out and that [I'll] be able to use it in commerces, yeah no that's my point I won't because they are not prioritising the rollout where I live, when we already have a very similar technology and the adoption would have been fast. Don't they want users?
The reason why the southern countries separated from the initiative is because instead of using our highly adopted systems as base, the northern initiative wanted us to spend money to develop everything from scratch, which is pretentious and idiotic, but not a surprise...
I don't like how Wero presents itself as the unifying solution, when the best thing would have been to integrate with the already working international interconnectivity of country specific systems.