Don't fall for it. Kids cost way more than that.
this post was submitted on 22 Apr 2025
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How much does it cost to even have a baby in a hospital? 🤔
My co-worker paid $39,000 two years ago. It was ~$25,000 for us ~14 years ago.
Fuck. When i was born, i had to spend some time in an incubator. My mom fell in a coma and woke up 1 month later. We were in the hospital the whole time.
Tons of exams for my mom ...
This would have ruined my parents, if i would have been born in the USA, which almost happened.
My co-worker paid $39,000 two years ago. It was ~$25,000 for us ~14 years ago.
That's without insurance, right?
Yes.
And don't forget the cost of caring for a kid is somewhere in the realm of $10k over the first year.
P.S. Always request an itemized bill from hospitals. Magically the amount owed will go down.
At least your remaining deductible, perhaps up to your max-year-out-of-pocket pre-paid weeks in advance assuming you have insurance and they're in-network. So... almost certainly above 5k.
As someone who pays max out of pocket every year I can say it was a bit over 24k last year but have not calculated this year. This is monthly cost of insurance for two people plus out of pocket. Its insane how much I have to bring home to stay above water.
Hospital isn't where it ends. I'm paying like 30 cents to 50 cents per diaper. Newborns can go thru like 8 of them a day, down to 3-4 once they are a few years old. Kids still wear them at night until sleep without peeing. Average it out to 2 a day * 0.40 * 365 * 5 yrs Or, 10 * 0.40 * 365 So around $1400 in diapers alone. Not including all the creams / wipes you need with that. Food. Medicine. Clothes. Toys. Sick days. Car seats. Strollers. Childcare for a thousand or two per month.
Give 50k and maybe you'd break even.
It’s all in what insurance, and the hospital ital costs are only the beginning
About 18 years ago we were pretty well covered: deductible wasn’t bad. But other people talked about first year supplies. You also have multiple doctor visits so even if it’s just deductible it starts adding up. Then we had an allergy thing where special food was $1,400/month - luckily we only had to pay a few months while arguing with insurance
Then we arrive at today. All those years of kid expenses made it tough to save, but now we have college expenses and the current administration is cutting financial aid
We need so much more than $5k to raise kids
My sister's girl had a baby boy about 3 years ago.
$0
Phew. 🇨🇦
My insurance was billed, I want to say 27k...just for cesarean and two days post care, for my first kid in 2016.
Second kid was an induced vbac and only one day stay in a smaller hospital...I think that was closer to 16k.
However...our insurance fully covers maternal care...so I think it was just the 30k in annual premiums, between what I pay and what my employer pays...plus the 5k deductible.
We had twins, induced with epidural, with two days hospital stay, insurance was billed like 80k. We had to cover like 7k
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All the natalist bs from the right is not about children but about making the parents submit to the collar.
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Nothing like a $5k bonus for accepting a half million liability (at least).
I have a modest proposal that might take care of that liability
Yeah, the worst part is it'll just incentivize idiots to breed.
Those are the ones they want
They love the poorly educated.
Cost of raising a middle-income child in the US to age 18 (excludes college/university) is around $375,000 pre-cost increase due to the amazing economic changes. But hey, $5k sure sounds worth it! /s
How about they just stop cutting college aid and we call it even?
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that number needs 2 more zeros
Once again right wing policies don't match up with what their stated goals are. This won't even cover the hospital bill for delivering the kid, let alone what it costs to raise them.
If the right wing actually wanted to raise birth rates, they'd be offering universal healthcare, at least triple the current minimum wage, free preschool, free college/trade school, substantial paid parental leave for both parents, actual sick time/PTO laws.
Not this insult
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This does not even cover the costs for the birth in hospital.
Whites only no doubt
$3,000 for everyone else. Call it a compromise.
Oof, American history joke.
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And those that are uneducated or downright stupid will fall for it. Those that aren't, will continue not to because nobody can afford to have kids and they know 5k doesn't do shit.
100%. I think I read over the course of life from 0 to 18 years of age it costs about 100K to raise a kid.
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The birth rate is going to crater, because no one wants to bring children into a fascist shithole.
Nah, I see this plan not as paying people for kids, but subsidizing the quiverful and other "women are broodmares" sorts at the expense of the whole population. Because that's already his base, and more money means more speech in America.
Poland went trough this a decade ago. First they offered a small bonus after birth. This didn't impact the birth rate at all. Next they introduced a monthly allowance per child. This also didn't impact the birth rate at all. Monthly allowance did lower child poverty rates though.
Economically, birth rates need to go up.
But environmentally, it’s not a good picture.
I doubt that even covers the cost of drugs for giving birth.
Do you get the $5,000 bonus even if you immediately put the child up for adoption? For some people, going this route could be more profitable than the pyramid scheme they call their “side hustle”.
Being a surrogate pays a lot more than this pittance.
I didn’t think of that. Good point.
Still, it might be worth considering if you’re (A) an idiot, and (B) keep getting turned down by those picky would-be parents who insist that you don’t smoke or drink while pregnant.
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It's good because raising a child only costs five grand, as we're all aware.
lol. Like making a rent payment solely from the change found in your couch cushions.
This move will be repealed in 2 weeks.
When a black woman applies for it for triplets.
whispers rapidly "Conditions and restrictions apply"
I'm already raising two young kids, not gonna have another, what are you gonna fucking do for me rape ape?
America is cooked if they think this will solve the baby bust. We're gonna turn into Japan and South Korea in 40 years
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