251
Why is insurance not mandatory for cyclists? Well, they can't do this for a start
(files.catbox.moe)
jeep dude with the frame-perfect brake slam
this post was submitted on 31 Jul 2025
251 points (96.7% liked)
Fuck Cars
14097 readers
303 users here now
A place to discuss problems of car centric infrastructure or how it hurts us all. Let's explore the bad world of Cars!
Rules
1. Be Civil
You may not agree on ideas, but please do not be needlessly rude or insulting to other people in this community.
2. No hate speech
Don't discriminate or disparage people on the basis of sex, gender, race, ethnicity, nationality, religion, or sexuality.
3. Don't harass people
Don't follow people you disagree with into multiple threads or into PMs to insult, disparage, or otherwise attack them. And certainly don't doxx any non-public figures.
4. Stay on topic
This community is about cars, their externalities in society, car-dependency, and solutions to these.
5. No reposts
Do not repost content that has already been posted in this community.
Moderator discretion will be used to judge reports with regard to the above rules.
Posting Guidelines
In the absence of a flair system on lemmy yet, let’s try to make it easier to scan through posts by type in here by using tags:
- [meta] for discussions/suggestions about this community itself
- [article] for news articles
- [blog] for any blog-style content
- [video] for video resources
- [academic] for academic studies and sources
- [discussion] for text post questions, rants, and/or discussions
- [meme] for memes
- [image] for any non-meme images
- [misc] for anything that doesn’t fall cleanly into any of the other categories
Recommended communities:
founded 2 years ago
MODERATORS
And then the NOPE! outta there
I think their entering the road “caused” the accident. The other driver was definitely going way too fast and their “evasive maneauver” aas whatever the fuck that was but the Jeep was fully in their lane when it all happened. Likely they thought they had time until it turned out that the other car was going mach 1, and then it instead of hoofing it out of the way they hit the brakes(it’s not a stop everything button).
Speculation, but I’d hardly call stopping in the other car’s lane “frame perfect”.
load more comments
(5 replies)
On a side note: I wonder what the cost of all the bike-related crashes (caused by bikes) would add up.
A crash like the one in the video likely cost someone (insurance company, tax payers, other drivers, etc.) way more than hundreds of cyclist-caused crashes.
I'd be willing to bet that the administrative costs to have cycling insurance would likely be more than the insurance is worth.
Whereas with car insurance, you'd never be able to pay for the true cost of all the damage, lives lost, etc. That's why they cap liability to usually max $2,000,000.
I feel like most bike related crashes (not involving cars) are damage to the individual and not to property. Maybe to their bike, or minor damage elsewhere. If that's the case I would imagine medical insurance would be enough. I guess there are some really fancy bikes you might want to insure but you're right it's prob not worth the admin cost for even a 2 or 3k bike.
Exactly. You don't hear about bikes crashing through buildings and store fronts. Or knocking down road signs. Or power lines. Or bus stop shelters.
Yeah, apart from medical costs, the worst a cyclist can do is maybe smash a window of a parked car. The maximum amount of property damage is maybe a few 1000. Nothing that an average person can't pay off within a reasonable time frame.
I'm willing to bet that most cyclists crashes cost the cyclist more (i.e. to fix/replace their own bike) than the damage they caused to other things. LOL
And that likely holds true even if the bike in question is the crappiest old piece of trash.
I put it higher up, but the cost to insure my USD2k bike is $25 per year. That covers theft, accident damage, liability, I keep it as theft insurance and very sure its worth it.
Insurance is gambling, and the house always wins, right? 24 of that $25 is probably theft insurance, the chance of injuring someone else on the ebike is not zero but so low it's immaterial.
load more comments
(1 replies)
Am I the only one who regularly can’t see posts in this instance? It says media failed to load, and I feel like that constantly happens in fuckcars.
I think it's the "catbox.moe" hosting site that is the issue. At least for me.
(also if you’re using Quad9 DNS – Quad9 and Catbox have an long running beef with each other)
That might actually explain it! Thanks!
I can only see videos if I’m in the comment section. They never load if I click on it directly. On voyager on iPhone.
Loads for me on Connect app
Things like this make me terrified to ride a bike on the street with nothing but a painted line between me and tons of speeding metal.
load more comments
(3 replies)
Insurance for my ebike is $25 per year, insurance on my car is over $3,000 per year. This is honestly one area where the economics make sense, the price does reflect the decreased risk of harming others.
You have liability insurance on your ebike? Are you certain it's not just theft?
Why is insurance not mandatory for cyclists?
Per the PPACA, health insurance is mandatory. This just isn't particular to cyclists because cycling isn't materially more dangerous than any other non-vehicular mode of transportation.
That's insurance for oneself.
Mandatory car insurance for drivers is liability insurance for everyone else. The driver is perfectly free not to insure their own vehicle (or their own injuries caused by their own driving).
load more comments
(2 replies)
In the town I lived we used to know a light pole that you could give a firm kick to cut off all the exterior lighting in the area.
Yeah the masses are different, but personal injuries can still happen.
But I think that should be covered by regular health insurance, you shouldn't need a traffic insurance just for bicycling.
Whether or not you like cars, being legally required to give insurance companies money is horrible policy
Add to the fact that they will fight tooth and nail to not pay out
That's because their job isn't to insure things. Their job is to make money. That's all for-profit corporations are ever in business to do. They will absolutely bend over backwards to avoid having to pay it out, even if that's their sole purpose for existence.
Meh. Depends on the insurance. A teenager rear ended me and I was paid handsomely very quickly for my damages.
Until you get hit by an uninsured driver and you’re left with the bill.
Or we could have free healthcare and public transportation instead of letting profiteering corporations be the badaid for everything
I'm all for free healthcare and public transit, but that doesn't remotely cover the cost of being run over by an uninsured driver.
Disagree
load more comments
(1 replies)
It is in at least parts of Japan (if not all of it now)
Asshole in the jeep couldn't be bothered to stop and check on the people
They should have stopped because they witnessed an accident, and were probably more than somewhat at fault.
Going to help when power lines are struck are a great way to increase casualties or create fatalities. Approaching from a safe distance and keeping them in the car is the safest thing to do until responders can get there.
You are assuming what they did after the clip ends. If it was me I would GTFO away from the falling power lines and stop a block away so to not impede traffic or emergency services. The guy could have called right out of frame.
With loose power lines? No thanks.
You don't know if he did a u-turn mid block and came back. He had to at least get out of the travel lane on the main road.
view more: next ›