Yea, it would be more about starting a habit that would result in future security. In a perfect world, it starts here with $75 and a tenner every month, then they start putting in $20, then they ramp it up as they're able.
specialseaweed
Problems are like compound interest. You're going to deal with them sooner or later but if you do it later, it costs more. Deal with them sooner.
The absolute best use is opening a Vanguard account, putting $75 in VOO, and forgetting you did it for about 20 or 30 years. Even better, put a $10 in there every month as well.
For a gift for myself when I'm not strapped for cash, I use gift cards and cash for something I would never buy myself. It just feels like it makes a bigger impact that way. I remember it.
If going the charity route, go to your nearest unhoused shelter and ask what they need. I volunteer at one that is hanging on by a thread (no real funding other than a small grant from the county, it's just volunteers). Sometimes donations aren't hitting everything we need and something has run out. Hot chocolate packets and cup of noodles are so valuable (easily transportable, usable, stable, and withstand outdoor weather) that we were giving out handfuls yesterday instead of our typical limit of 1 per person per day. It's wild how important those little things are.
We played Rock Band (yarc) for hours at our Xmas Eve party last night. 20 or so people and just about everyone cycled thru to play. That game will never die.
It’s even worse than that. The student gave an interview and said they wanted to go see a play so they slapped the paper together in a half hour and dint read the material the paper was supposed to be based on.
Absolute cowardice by Oklahoma.
Got them the cosplay they wanted for Xmas. That’s their big gift.
And in this moment, I realized my kid fits some theater kid cosplay archetype that I didn’t know existed.
Gamebillet has been killing it lately
I just refused to have texting back then. I worked for a phone company around that time and the bullshit they would charge for drove me crazy.
Boy you called that shot. That's exactly what I've got.
That's a great question. I'm not sure. I played Blue Prince and really liked it, but my family went and found Seance because they thought it was like Roottrees and Immortality.



I've come to non credible comments for a sanity check. I think it's a sign I should start stockpiling food or something.