recklessengagement

joined 1 year ago
[–] [email protected] 21 points 2 days ago (1 children)

Once had someone message me on reddit about buying an album I had posted. Checked out their account to see if they were legit or a bot.

Their post history was FULL of astral projection posts talking about their boyfriend that only exists on the astral plane, and all the conflicts and relationship issues they were having... decided not to respond.

[–] [email protected] 22 points 2 days ago (1 children)
[–] [email protected] 2 points 5 days ago

Iirc, closing an account impacts your credit not because you cancelled your account, but because it impacts your debt/credit ratio.

You have 2 credit cards. Card A has a 10k credit and 2k balance. Card B has 10k credit and 0 balance.

So your ratio is 2k/20k or 10%.

If you cancel card B, your credit line is now 2k/10k, which is 20%. This increases your credit utilization, which impacts your score.

Opening and closing a bunch of cards without any balance shouldn't have a significant impact on your score, maybe a few points.

Hard inquiries can be bad but most credit cards use soft inquiries nowadays anyway

[–] [email protected] 9 points 5 days ago

I wish I had some geologist friends.

[–] [email protected] 6 points 1 week ago (3 children)

There's probably a German word for it

[–] [email protected] 11 points 1 week ago (1 children)

I made this account wanting to try to be chaotic and unhinged for a change, but I couldn't do it :c

[–] [email protected] 4 points 1 week ago (1 children)

Ah fuck I forgot about taxes

[–] [email protected] 5 points 2 weeks ago

I had to ban myself from that game as I'd fall off the face of the earth for weeks at a time

[–] [email protected] 3 points 2 weeks ago

Best alternative I've found is Signal for VoIP and parsec for game streaming

[–] [email protected] 5 points 2 weeks ago

Love her videos! Really opened my eyes to a lot of this.

[–] [email protected] 4 points 2 weeks ago (2 children)

Is the TOR part optional?

[–] [email protected] 4 points 2 weeks ago (3 children)

Use an app with filter lists. Add american political terms to filter. Experience gets muuuuuch better.

5
Wut (lemmy.world)
 
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