Hear me out
recklessengagement
Iirc, closing an account impacts your credit not because you cancelled your account, but because it impacts your debt/credit ratio.
You have 2 credit cards. Card A has a 10k credit and 2k balance. Card B has 10k credit and 0 balance.
So your ratio is 2k/20k or 10%.
If you cancel card B, your credit line is now 2k/10k, which is 20%. This increases your credit utilization, which impacts your score.
Opening and closing a bunch of cards without any balance shouldn't have a significant impact on your score, maybe a few points.
Hard inquiries can be bad but most credit cards use soft inquiries nowadays anyway
I wish I had some geologist friends.
There's probably a German word for it
I made this account wanting to try to be chaotic and unhinged for a change, but I couldn't do it :c
Ah fuck I forgot about taxes
I had to ban myself from that game as I'd fall off the face of the earth for weeks at a time
Best alternative I've found is Signal for VoIP and parsec for game streaming
Love her videos! Really opened my eyes to a lot of this.
Is the TOR part optional?
Use an app with filter lists. Add american political terms to filter. Experience gets muuuuuch better.
Once had someone message me on reddit about buying an album I had posted. Checked out their account to see if they were legit or a bot.
Their post history was FULL of astral projection posts talking about their boyfriend that only exists on the astral plane, and all the conflicts and relationship issues they were having... decided not to respond.