this post was submitted on 25 Dec 2025
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Use a credit union if you can. Invest in your community.
Yup, get your money out of fossil fuels and Israel.
The credit unions are just as greedy. They are all consolidating into big bloated entities too, and then just marketing themselves as "the good guys."
I mean credit unions are often coop owned, but the coop gets 1 cent for every thousand the execs get.
In Canada the credit unions are not like US profit centers, they are there to serve the members. One local one has CEO salary as 178,000. Extra profits are donated to community programs
If you have specific examples or sources I would be very interested to read up on this. Thanks!
For example, Servus CEO - 1.63 million on 2023 financial statements
https://usaskstudies.coop/documents/research-reports/2025-co-ops-and-credit-unions-report-from-the-board-room.pdf -
this is a report about board directors, but you can see it on page 18, the average board director comp is $211k, and one of the directors was at $2M - because they are also the CEO (it could be for one of the coops too, maybe not necessarily a credit union).
There are small ones obviously, like super community focused ones that aren't maybe the big bloat fests the bigger ones are. But there's also a tremendous amount of consolidation at the credit union levels going on, and they ain't going to be doing that for cookies and kumbyas like the reddit crowd thinks they will be.
I've worked in treasury and finance long enough to know the credit unions can be pretty big troughs too. Again not all of them, but do your research. It ain't S&L like the yanks, but it also isn't a layer of innocence.