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OP has a point. You might be surprised how little money it takes to influence legislation. ABSCAM showed just how cheaply political favors can be purchased.
Admittedly, this was $100,000 in 1980 dollars, but even today, lobbyists don't give millions to politicians to get things passed.
Occupy Wall Street rounded up $400,000 to wipe out $15 million in medical debt not that long ago. I would think that a concerted effort by progressive organizations could collect millions to lobby politicians to write and pass progressive laws. I've often wondered why this doesn't happen.
When SOPA was a thing the politicians were bought for under $20k
To my knowledge the problem isn't getting together the funds for any single "contribution", it's having the funds to pay the politician off over and over again. Sure, half a million dollars sounds like a lot more than a hundred thousand, but how many times can that half million be successfully crowdfunded? It's much more reliable for the politicians to just accept the smaller but more consistent "contributions" from the more wealthy parties.
On top of that, outright bribery is illegal, attempting something like that is liable to get you arrested.
We're not just looking at individual "donations" to single politicians. But hundreds of them, to all the politicians. And even more to create a massive "People's PAC" that gets continuous reliable funding for donations, adds, fake studies and all the other crap we have to fight.