this post was submitted on 12 Apr 2025
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Look for your country specific payment systems. Use local, buy local, Buy European.ย 

https://www.brd.ro/ropay

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[โ€“] [email protected] 5 points 4 days ago* (last edited 4 days ago) (2 children)

How is this an alternative to Mastercard and Visa? This is just a payment app.

Also, this works only for the clients of the bank that operates the app...

This smells like advertisement. Bad one at that....

[โ€“] [email protected] 5 points 4 days ago

And from BRD, one of the worst banks in terms of adapting to new technology.

[โ€“] [email protected] 2 points 4 days ago (1 children)

I think this is just an implementation of the existing standard for QR code payments (https://www.europeanpaymentscouncil.eu/sites/default/files/kb/file/2024-06/EPC024-22v2.10%20Standardisation%20of%20QR-codes%20for%20MSCTs.pdf), but not part of this Romanian bank. I've seen them used before in other online portals.

At least I hope it is. They'd be crazy to add a new, non-standard QR code when even other banks are already working on implementing a common standard anyway.

[โ€“] [email protected] 1 points 3 days ago

Considering that it only works with their customers plus a few other selected ones, I would presume they reinvented the wheel for the sake of wall-gardening.