this post was submitted on 06 Jan 2025
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[–] boydster@sh.itjust.works 217 points 1 year ago (4 children)

Weird how we have to pay more money every single year, and insurance somehow provides us less and less for our greater and greater spend

[–] ShepherdPie@midwest.social 101 points 1 year ago (1 children)

Or, with car insurance, you get punished for actually using the service you pay for.

[–] samus12345@lemm.ee 61 points 1 year ago (1 children)

A service you are legally required to pay for, no less.

[–] Mouselemming@sh.itjust.works 24 points 1 year ago (2 children)

Isn't the required car insurance the part that covers the OTHER cars, property and people you might harm with your car?

I don't think it's required that you carry enough insurance to be able to replace your own car. Might depend on your state, though?

[–] BassTurd@lemmy.world 16 points 1 year ago (2 children)

Usually if there is a lien against the title, you're required to carry full coverage, and liability only when you own the title.

[–] pearsaltchocolatebar@discuss.online 7 points 1 year ago (1 children)

That's usually a policy of the lender, though, not a law.

[–] BassTurd@lemmy.world 2 points 1 year ago

That makes sense. I never put any thought into it other than knowing I had to carry it.

[–] Mouselemming@sh.itjust.works 5 points 1 year ago (1 children)

Oh I guess that makes sense, since the vehicle is the collateral on the loan. Hard to repo a wreck.

[–] Steve@startrek.website 2 points 1 year ago

Its actually very easy to repo a wreck, but its not worth anything.

[–] samus12345@lemm.ee 3 points 1 year ago

Yeah, you're right.

[–] FlyingSquid@lemmy.world 25 points 1 year ago (1 children)

Oh, but ~~if you're rich,~~ we have the best healthcare system in the world! ~~Rich~~ people from all over the globe come to America for medical care!

[–] EldritchFeminity@lemmy.blahaj.zone 8 points 1 year ago (1 children)

And ironically, rich Americans travel the globe for the best healthcare.

[–] FlyingSquid@lemmy.world 5 points 1 year ago (1 children)

As a non-rich American who got fucked over by The Mayo Clinic last year who were not only no help, but the patient advocate got me a full refund including for the AirBnB, I don't blame them.

Me neither, to be honest. I just find it funny that they brag about the US having the best healthcare in the world and then go to Canada for anything that requires a stay in a hospital, Mexico for dental, and Thailand for cosmetic surgeries.

[–] Phoenicianpirate@lemm.ee 14 points 1 year ago

It is actually kinda incredible. I remember seeing a comic in Mad Magazine back in the 90s that satirized insurance companies by cutting 'expensive' healthcare and the cartoon showed an emaciated patient on IV and the insurance guy about to cut the tube with scissors.

[–] RedditWanderer@lemmy.world 9 points 1 year ago

They're the ones practicing medicine now