golli

Swedes throw away 90,000 tonnes of textiles per year, or 10 kilogrammes (22 pounds) per person, according to the Swedish Society for the Conservation of Nature.

The EU average is 19 kilogrammes, according to 2022 statistics, up from 17 in 2019, data from the European Environment Agency showed

Is it just me or does that sound extremely high? Especially for an average, meaning there are outliers to well above that figure.

Is there anything heavy that drives up those numbers that I can't think of? Or is there an industrial use that gets mixed into those numbers that you don't see as a consumer? Because I just can't imagine going through 10kg or even 19+kg of clothing per year.

Würden viele immer noch ablehnen, weil es dann ja durch ihre eh schon viel zu hohen Steuer gegenfinanzieren würde.

Und die Idee das ganze durch ordentliche Vermögenssteuern, Erbschaftssteuern ohne Ausnahmen und konsequente Bekämpfung von Steuerhinterziehung und -betrug kommt den meisten leider nicht in den Sinn.

Wir haben auch kein Problem jedes Jahr Milliarden an Erbschaftssteuer zu erlassen oder man könnte auch Cum-Ex ordentlich verfolgen usw. . Letztlich geht es einfach darum die unteren Klassen gegeneinander auszuspielen.

Die Leute werden nein sagen, weil sie es andern nicht gönnen und denkenz dass diese es nicht verdient haben,, nicht weil sie es selbst nicht nehmen würden.

I'll have to disagree with you on that one. In my opinion for a first entrance in the franchise this is the right call.

There is a balance that's needed between movies within a shared universe being interconnected and having their own style and being seperat to some degree. And I think part of why the earlier MCU worked and now (at least to me) it doesn't, is partially down to them not achieving this balance.

Make the first movie of a particular part unique like e.g. with the first gotg with maybe some smaller references and gradually build up the overlaps. I think the MCU until endgame did it really well, introducing new strands one at a time and interweaving them slowly with the occasional huge mashup in the avenger movies.

But ever since then they've just kept doubling down on everything being interconnected and even expanded it to not just movies, but TV shows. This way you don't really identify to the same degree with the individual characters and it also starts to feel like more of a burden to in a way have to keep up with everything. Which eventually just gets too much and at least for me just lead to just kind of drop out of the whole thing.

Irgendwie sehe ich das anders. Merz Politik passt sehr gut in die aktuelle Zeit: nicht konstruktiv und andere möglichst schlecht reden, opportunistisch, lügen wie es einem passt und sich null um die Aussagen von gestern kümmern. Das einzige Problem ist eigentlich, dass er damit langfristig nicht seiner eigenen Partei, sondern der AFD hilft. Aber langfristig wird da wohl eh nicht geplant.

Scholz ist schon eher jemand der nicht wirklich in die aktuelle Politik passt, aber der ist glaube ich auch nur Kanzler geworden, weil er der glückliche Dritte war, nachdem die Konkurrenz erst die Grünen und dann sich selbst demontiert hat.

Sie bedauerte, dass es den Grünen nicht gelungen sei, sich durchsetzen, "weil wir jetzt wieder eine Untertunnelung der Schuldenbremse haben statt einer ordentlichen Reform"

Warum haben sie dann zugestimmt anstatt härter zu verhandeln? Bei den Verteilungsausgaben ist es auch bei 1% statt den geforderten 1,5% geblieben, was meiner Meinung nach ein Zeichen ist wie wenig das letztlich doch zählt und der nächsten Regierung mehr Spielraum für Steuergeschenke gibt.

Man hätte sich jetzt auf die militärische Seite beschränken können und dann mit den linken auf eine wirkliche Reform.

On that note they should also finally stop using it. If every politician, institution and public broadcaster would stop using Twitter and start using mastodon it would easily gain enough momentum to replace it as the default platform in Europe.

Sounds like it's going in the right direction for you financially, that's great! Depending on the interest rate paying off a mortage is definitely the right call and a pretty good (+reliable) return.

That said i would probably still set up a small savings plan on a broad market ETF. Not because it's necessarily an amazing time to invest, but to dip your toes into the experience and get a bit desensitized against the fluctuations. Doesn't really matter the amount really (assuming you can invest without large fees), it just makes a difference psychologically to have skin in the game. That way you have some history once you decide to enter the market with larger sums.

The Covid dip, while certainly unusual, is a pretty good example to why it might be a good idea. Since then there's constantly been chaos in the world, but you could have invested with the worst timing in 2020 and would now be better off than by sitting on the sidelines. The past isn't indicative of the future, but on that topic i really like the story of Bob, the world's worst market timer

To be fair i think times are rarely normal. Just since 2000 we've had the dot com bubble, great financial crisis, covid pandemic, ukraine war and now this. Although the current situation feels like a particularly unforced and unnecessary one. And before that there were also plenty of other crisis from world wars, the cold war with things like the cuban missile crisis or the 1973 oil crisis.

HYSA with those rates certainly seem like an appealing place to be in the current market, but as always this is a question about market timing, which is hard to impossible. When did you exit your positions and when do you plan to reenter? Because as said with the recent drops on a wide market scale we are still only down to levels just before the US election and nobody knows how things will play out in the future.

So my point still stands that anyone who is finding himself in acute issues due to the current market changes has done poor risk management. Broad market etfs are meant for a long term investment horizon of 10-15 years exactly so one can weather out downturns. And if someone is close to retirment it would have been prudent to shift some portion of savings into more stable investments similar to how target date funds handle it. Which might still be a good move right now, as the losses are still within reason, assuming a diversified investment strategy (and not something like having bought tesla at peak or the trump meme coin).

That seems like a good addition, although at least for younger people i'd still prefer stocks over the safer annuities, since with a longer time horizon you can weather out some of the fluctuations for higher returns.

What's the better alternative? I'd certainly take a 401k over the current system in Germany where the current working population pays for the pensions of those currently retired. Which is obviously unsustainable if you take a single look at the demographic changes ahead.

Stocks will eventually go up again and at least for my global all world ETF the current drop means we are only back to where we were in September 24. Trump is certainly destroying a lot of wealth with his actions, but I think this would be true regardless of how you invest.

And anyone in hot waters right now because of the current drops should have probably been invested more diversified and maybe reduced risk a bit more.