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I had liability-only insurance but with a clause including 100% coverage specifically for windshield replacement. I'm not sure why. I used it twice (once per vehicle) over the years and my rates didn't go up as far as I could tell.
One time I locked my keys inside my truck and then I decided it was a good time to get the crack in my windshield fixed. It really did have a crack, but I also didn't have to pay to have the truck unlocked.
Ha ha, nice.
Been there, multiple times.
Just don't bother city safelite if cost is a concern. They do good work, fast, but damn it is expensive compared to anyone else, with the caveat that safelite is usually same day, or the next.
Safelite can replace your windshield on the side of the road in pouring rain. Really saved my ass, did not mind the price.
Yup, they definitely provide great service.
I'm in Australia so they aren't on my list regardless
A walnut fell off a tree in my yard and fully smashed my windshield this fall. I was very glad to have glass coverage through my insurance
I recently had to get a replacement. I just went through my insurance agent tho.
My excess is more expensive than doing it out of pocket unfortunately. But at least it won't be fucking with my premiums.