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this post was submitted on 25 Feb 2026
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By the time the current generation retires their super will be paid out in water rations and shotgun ammunition.
I’m ahead of the curve right now but there’s a lot that could go wrong between now and retirement.
My wife on the other hand has almost nothing in super which will be on me to fix. I will actually get a slight tax break for investing into her super which helps us long term.
No, but I'm closer than I expected to be (within $20k for my age bracket). I can probably make that much up in my remaining work years.
My wife's super on the other hand is going to suck. She took about a decade off to be a stay at home mother when the kids were little and is going to put her well behind. The system doesn't treat parents who do this well. Let's face it: 90% of the time, it's women who are career hobbled by parenthood and super pauses.
10 years ahead of that guide as if that means anything.
I doubt millennials are going to get to retire.
I'm a millennial and I'm 32 now and am at about the 40 year old need,
I'm an exception i beleive, I've always had a good paying job since I finished my trade, I now work for myself and pay 15 percent super to myself.
My wife on the other hand also a trades person but she took it up in her late 20s. Her super is lagging unfortunately.
Hopefully combined we can retire comfortably provided we don't have another of these seemingly bidecade once in a lifetime financial crisis
Is your trade very physical? I did 3 years of residential construction when I was 18-21. There was no way I could have maintained that lifestyle long term. Was enough to inspire me to go study so I could get a desk job. I am 41 now and happy with my choice.
Very much so, diesel mechanic on massive machinery the size of buildings.
I certainly feel it the older I get so I went and did cert 4 in business management ans a cert4 in leadership and management so I'm more competitive in getting a job running a workshop in the future.
Ideally though owning my own company, eventually I might be able to hire someone else and then work on getting more work to get others employed.
Obviously pie in the sky dreams but goals are good for me to have
The word "homeowner" was mentioned a few times early in the article and then never heard from again.
Some data for the unlucky amongst us would have been appreciated.