this post was submitted on 12 Nov 2025
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[–] thesohoriots@lemmy.world 104 points 1 week ago (4 children)

The church crowd collectively shitting themselves over what to leave for a tip at brunch

[–] ruuster13@lemmy.zip 30 points 1 week ago

They've been planning for this. Church ads with faux dollars printed on the front cost less than a penny to print.

[–] Bronzebeard@lemmy.zip 29 points 1 week ago (4 children)

Oh please, they've been using those fake dollar, judgemental prayer notes for years

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[–] girthero@lemmy.world 13 points 1 week ago (3 children)

Is this a thing for church people.. Are they notorious bad tippers?

[–] rainwall@piefed.social 24 points 1 week ago (1 children)

Yes. The sunday "after church" brunch is considered the worst possible shift in any resturant open for it.

Tends towards self righteous and demanding people who enjoy flaunting status and casting judgement. It also runs older, and older people tend to tip what they tipped in the past, and not keep up with inflation.

$2 might have been nice in 1988, but it isnt going far in 2025.

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[–] mrgoosmoos@lemmy.ca 15 points 1 week ago (1 children)

church people are notoriously bad everything

it's why they have to go to church. because they can't just be good people.

[–] ICCrawler@lemmy.world 8 points 1 week ago

To quote an ex-friend who was also Christian, "A church isn't a club of saints, its a hospital of sinners."

[–] BarneyPiccolo@lemmy.today 7 points 1 week ago* (last edited 1 week ago)

Some delusional religious freaks think they are doing you a huge favor by leaving a fake bill that either has a Bible verse and some dumb lesson, or an invite to their church.

They're giving you the opportunity to save your mortal soul, isn't that worth more than some pathetic tip? You were never going to get 15% out of those losers anyway.

Or maybe they're just fucking cheap bastards, using their religion as an excuse, like they use it to justify every other terrible thing they do in life, because they're Christians.

[–] Stalinwolf@lemmy.ca 9 points 1 week ago

Church crowd is pretty awful in the grocery industry, too. It was especially bad at my previous store, which was in a deeply evangelical town in Central Alberta. All would be quiet on Sunday until about noon. Then the floodgates would open to the most high-on-their-own-farts religious degenerates. Nobody talked down to you quite like a middle-aged woman in church clothes. And they would plug up all the aisles talking scripture and shit. Fuck, I hated that town.

[–] testfactor@lemmy.world 56 points 1 week ago (41 children)

The dime is currently worth less than the halfpenny was when it stopped being minted because it wasn't useful to do so anymore.

This is wildly overdue, and honestly, probably not far enough.

[–] HubertManne@piefed.social 1 points 6 days ago (1 children)

except im wondering how banks are going to handle this given congress did not act.

[–] testfactor@lemmy.world 1 points 6 days ago (1 children)

Probably the same way they handled the halfpenny being removed from circulation. There was no government fiat about it then.

But, luckily, they've got 20yrs minimum to figure it out. They've just stopped making new pennies. Coins are intended to last 20-30 years. It's not like they're going out and stealing everyone's pennies today.

I doubt it's a terribly difficult problem for them to solve over the next two to three decades.

[–] HubertManne@piefed.social 1 points 6 days ago (1 children)

half penny was removed by an act of congress so that it is no longer legal tender and was demontenized. The penny is just not being made by an executive order but a penny is still legal currency and banks have to follow laws around that.

[–] testfactor@lemmy.world 1 points 6 days ago (1 children)

A fair point. A better, more modern example is probably the two dollar bill. They'll just slowly be pulled out of circulation until they're no longer common.

I'm sure businesses will continue to accept pennies. They'll just start rounding to 5¢ regardless because they're uncommon, and if someone brings in 5 pennies, they'll take them, but eventually the federal reserve will have sucked all but a handful out of circulation.

[–] HubertManne@piefed.social 1 points 6 days ago (1 children)

Its not about bussinesses though. Its banks. They can't adjust withdrawals the way businesses do prices. The two dollar bill is not a good example because its not the bottom tier currency. Its not a common currency, heck I did not even realize they did not make them anymore but I can totally believe it. Thing is a bank can give someone two singles in the case of withdrawing two dollars. When the half penny was removed by congress you could not ask for anything less than a penny anymore. This is not the case with the fed just not producing the penny. So if I want to withdraw four cents in cash what does the bank do? I meant to mention this before but the lifespan of coinage means nothing if folks are hoarding it which is what is happening with the announcement the fed will just no longer produce it. Law requires the coinage be made as demand dictates and the executive is just saying there is no demand. This is actually increasing demand and banks will have to ask for pennies and likely the fed will just have to start making them again when the supply gets low. Its funny but this action by trump will actually cost the fed because they will end up having to make more pennies that will go into hoards that are worth less than the cost to make.

[–] testfactor@lemmy.world 1 points 6 days ago (1 children)

I hear what you're saying, but I don't know that I foresee this as more than a niche issue.

Obviously this is just a gut feeling backed by no data, so it's worth the paper it's printed on. But how many pennies were banks giving to non-business customers? I have to believe that it was super negligible.

The vast majority of pennies were issued to businesses to make change. If businesses stop giving out pennies, how many pennies will the banks be asked to hand out?

Time will tell for sure, but my gut is that the amount of people hoarding pennies will be wildly offset by businesses getting rid of them.

And, in your "what if I asked for only 4¢ from the bank" example. The easy solution is that they just give you a nickel and write the penny off as a loss. The penny is just so low value that it wouldn't add up to an appreciable loss. Again, that's gut, but the average bank brick-and-mortar does on the order of hundreds or thousands of transactions per day. If they lost 4¢/transaction, that's only on the order of tens of dollars per day. They lose more to that in miscounts I would imagine.

[–] HubertManne@piefed.social 1 points 6 days ago (1 children)

So they so do not lose money like that in miscounts I guarantee. It would be a massive amount. I don't know what will happen for sure but without congressional action im sure the banks will petition the fed for more pennies and if the executive still insists there is no demand it will just be another ingnore the law kind of thing.

[–] testfactor@lemmy.world 1 points 6 days ago (1 children)

Fair. We'll have to see how it plays out. My gut is that the demand probably won't be there, but we'll just have to see.

But to be clear, we're talking about a brick and mortar bank losing between $10-40 a day. Compared to the overall quantity of money moving through it, that feels like it should be negligible. That's, like, one to two tellers leaving an hour early.

But yeah, the way this should be done is through an act of Congress. Agreed on that. This should really be an easy piece of bipartisan legislation, and the fact that Congress is so broken as to be unable to pass it is a huge indictment in its own right.

[–] HubertManne@piefed.social 1 points 6 days ago (1 children)

well each branch losing some small amount per day every day year over year. things like this are very significant for businesses. walmart drove businesses into over seas manufacturing to save a few cents on multi dollar items.

[–] testfactor@lemmy.world 1 points 6 days ago (1 children)

People overstate that problem. They say "businesses" as if all businesses are the same.

Bank of America has 3600 branches in the US. At $20/day, that's $72k/day, or $26mil a year.

Bank of America has $3.5 trillion dollars in assets. If they're making 1% interest on that (they're making far more than that, I promise), they're making $35 billion dollars a year. So that $26mil makes up less than a tenth of a percent of their total revenue.

Compare that to the Walmart example. First, at Walmart people aren't just buying one thing. If my cart has 50 items in it, that's a few cents per item. So we're really talking fifty cents to a dollar per transaction. Second, Walmart has around 40 million customers per day. (About half of the total number of people who even have a Bank of America account, and we know that not even half of account holders are going to a brick and mortar every day.)

So, a savings of 1¢ per item is a difference of, conservatively (assuming an average cart size of 10 items), $4mil per day, or around $1.5 billion per year. Contrast with the around $26 million from Bank of America.

They just aren't comparable examples. At its core, the scale issue that you're outlining only matters if you're getting it on a huge number of relevant things it applies to. There just aren't that many actual cash transactions handled by BoA compared to its overall income numbers. Walmart has a huge number of individual items it sells vs it's overall income.

[–] HubertManne@piefed.social 1 points 6 days ago

Yeah I still think its not as paltry for the business as you make it out to be. My prediction still is that banks say. Hey. We need pennies at some point (unless congress makes it official)

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[–] jordanlund@lemmy.world 17 points 1 week ago

Great, now we can blame millennials for killing the penny. /s

[–] AllNewTypeFace@leminal.space 16 points 1 week ago (2 children)

A sensible decision, and one other countries have made before. If anything, this would probably have happened sooner, if US coins didn’t have affectionate nicknames that tended to accumulate sentimental associations. (There are a lot of sayings mentioning pennies, which will now lapse into the realm of archaism, alongside nursery rhymes mentioning pre-decimal British currency. There will also be dudes keen to explain that, actually, a penny was a 1c coin, and some of them will get the details confidently wrong.)

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[–] Mongostein@lemmy.ca 16 points 1 week ago* (last edited 1 week ago) (5 children)

Thought one: Did they bother to legislate how cash transactions will work without it?

Thought two: dollars should just become cents. Then we can go back to the days of “ten candies for a penny” that my grandma always talks about and maybe old people will see how unaffordable things really are

[–] MimicJar@lemmy.world 11 points 1 week ago (9 children)

Thought one: Did they bother to legislate how cash transactions will work without it?

Congress did not. Apparently it causes issues in some states.

In some states and cities, it is illegal to round up a transaction to the nearest nickel or dime because doing so would run afoul of laws that are supposed to place cash customers and debit and credit card customers on an equal playing field when it comes to item costs. So, to avoid lawsuits, retailers are rounding down.

Per AP

It's also silly because a bill was introduced in April to answer this question, but it's just sitting around. You know how busy Congress is nowadays. (Also similar bills have come up in the past, but also just sat around and nothing became of them.)

If you'll pardon my insanity for a moment, there is something to be said for the Executive branch making a decision that the Legislative branch refused to make. The Legislative have ceded so much power to the Executive that they should be embarrassed. I wish this was front page news about political overreach. Instead it's just, "Yeah, everyone knows Congress can't do shit."

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[–] snooggums@piefed.world 7 points 1 week ago

Of course not, they will leave it to the free (unregulated) market.

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[–] AbouBenAdhem@lemmy.world 16 points 1 week ago (5 children)

How will we pay each other for our thoughts?

[–] cyborganism@lemmy.ca 7 points 1 week ago

When you want to give one fuck, give 'em a buck.

A buck for a fuck.

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[–] BarneyPiccolo@lemmy.today 9 points 1 week ago

There are still LOTS of pennies out there. There are basements with old mason jars and coffee cans full of them. Once people figure out they don't have any real value, they'll get dumped on the market. It will take decades to clear them all out.

[–] grue@lemmy.world 8 points 1 week ago (1 children)

Welp, so much for adding to my pressed-penny collection

[–] Kolanaki@pawb.social 9 points 1 week ago

You can still add to it up until every penny currently in the wild has been pressed or destroyed. 🤷‍♂️

[–] reddig33@lemmy.world 8 points 1 week ago (3 children)

Just another sign of rampant inflation.

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[–] Stalinwolf@lemmy.ca 7 points 1 week ago

I can smell that thumbnail. I can smell her good.

[–] a14o@feddit.org 7 points 1 week ago

Hell of a run, boys!

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