politics
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I worked on a credit union and it was extremely profit driven. They would pay lip service to "serving our members" but it was always about "growing assets profitably", as they put it.
And it really just felt like an American work culture thing more than anything else. Like one of the previous CEOs had his house paid for, his car; his wife and him even had free health insurance for the rest of their lives. I know all this because he had an affair with a secretary(he forgave a loan she had for $20,000+) and there was a court case.
The people saying it's non-profit or it all stays local I think don't realize how much greed is still there and active.