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Average American has just $955 saved for retirement, study finds (www.the-independent.com)

submitted 1 day ago by MicroWave@lemmy.world to c/news@lemmy.world

109 comments fedilink hide all child comments

Most workers who aren’t saving for retirement through their employers aren’t saving at all, the study found

New data suggests the average American worker has under $1,000 saved for retirement.

A report from the National Institute on Retirement Security found that the median savings for all employed adults between the ages of 21 and 64 were approximately $955. The study includes workers with 401(k) and other retirement savings plans, as well as the approximately 56 million workers who do not have access to employer-sponsored retirement plans.

Workers with retirement savings plans have a median balance of approximately $40,000 saved, according to the report. That figure is nowhere near the $1.5 million that Americans say they need to feel comfortable fully retiring.

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[–] Gormadt@lemmy.blahaj.zone 16 points 15 hours ago (3 children)

Fucking high rollers over there

My retirement plan is to die at work, that way my family is taken care of. (who am I kidding, my work will try to weasel out of paying them if that happens)

[–] phutatorius@lemmy.zip 1 points 3 hours ago

Learn from the French: burn shit before you get to the point of starvation.

[–] ShaggySnacks@lemmy.myserv.one 5 points 15 hours ago (1 children)

Your family will be lucky to get a pizza party.

[–] robocall@lemmy.world 2 points 4 hours ago

The pizza dough contains potassium bromate which may be carcinogenic