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7-8% rates are bad by recent standards but not awful by historical standards. Depending on where I move and how much house I can get, I'd be willing to give up my 2.9% rate for something in that range.
There are a few other factors to consider right now, anyway. I'm a Houston resident, and this is supposed to be a particularly bad hurricane season along with a historic heat wave. My wife is terrified of the state's newest right wing legislative push, as well. Michigan, Minnesota, and Washington is looking better and better as Texas brains are poisoned by MAGA media. And, despite having a gangbusters growth, my O&G employer decided to cut our bonuses from last year - so I've got one eye on the job market again. Our water bill jumped by 9% in a single year. Our interior roadways are falling apart, with no sign that the city or state plans to clean them up or improve access to public transit. HISD is being cannibalized by the governor's cronies, so I won't have anywhere to send my kids in a few years.
Would I pay an extra $500/mo to live in a state that isn't run by pedophiles, bigots, and zealots? Absolutely. Bonus points if it got me out of the concrete jungle and put me in spitting distance of some decent mass transit.