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I'm guessing that the collapse of USD will probably be the final push towards American Balkanization. Probably because the states will have to effectively discontinue the usage of USD for purely economic purposes, while the feds will continue issueing USD for workers until they all effectively leave.
That is more or less my guess, too. We will likely see CaliBux, Monero, Euros, and so forth all jockeying to become the next big thing in America. My guess is that the east coast in particular would adopt the Euro, if only for the stronger connection to the EU's commerce bloc.
Yeah it'll vary by region and the nature of the local economy, for example I wouldn't be surprised if some areas devolve to barter and trade but eventually start trading in precious metals. Regardless I suspect that for the most part the only uniting thing is that digital currency that is to say non physical money will probably fall out of favor to some degree, for pretty much the same reason folks back during the great depression continued to stuff their mattress with dollars that being the banks are probably going to shit the bed.
I think that privacy coin might actually take off - up until recent times, the US wasn't likely to fall apart. There wasn't a need for a digital currency that couldn't be controlled by government. Vaccines, hormones, and NSFW bans would all contribute towards legitimization, doubly so if food or a new Underground Railroad comes into play.
But anyhow, we live in interesting times. I think BOTH of our positions about digital and non-digital currency would be true. I can see canned food being the #1 physical currency, since it is non-perishable food.
Note I am factoring in as much the secondary effects of such a scenario, namely some level of trade collapse. Crypto of all types requires a certain level of technology that may be nonviable in a lot of places due to people not being able to get the tech or being unwilling to use it for such a purpose, even maintaining the required Internet infrastructure would be effectively impossible. A little ticket entitling someone to a pound of ground beef issued by a state who is holding things together though requires at most a printing press with a hole puncher to show used ones.
Currency is a complex thing but one of the few uniting factors for it is ease of use and ease of production. Ingots were used in the bronze age because every blacksmith needed them, coins were used in Europe for centuries because gold was a useful liquid asset that was hard to fabricate, paper money started as IOU tickets that could be exchanged for coin, and postage stamps could be used in lou of cash. Crypto almost as a baseline can't fill the niche as required, unless you backed it similar to the previously state food stamps but at that point just use paper.