this post was submitted on 07 May 2025
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[–] Buffalox@lemmy.world 33 points 9 months ago* (last edited 9 months ago) (2 children)

IDK what the fuck kind of settings people have on their phones to allow anyone with access to it to do that?
Any action that requires a payment or money transfer on my phone also requires authentication, and I'm not even sure I can disable that.
But maybe that's because I'm in EU?

[–] Jimmycakes@lemmy.world 15 points 9 months ago (1 children)

Imagine having 4000 of available credit in this economy

[–] the_crotch@sh.itjust.works 2 points 9 months ago (1 children)

I'm a solidly middle class and have 10x that. My mother, who is lower middle class, has more than me. It's not a question of economy, it's about being responsible and old enough to build up a favorable history.

[–] Jimmycakes@lemmy.world -3 points 9 months ago (2 children)

Be rich, don't be poor got it. I'm gonna follow you for more financial tips.

[–] the_crotch@sh.itjust.works 6 points 9 months ago* (last edited 9 months ago) (2 children)

My mother raised me alone barely scraping by. I was a free lunch kid. If it wasn't for social security payments from my dead father we would have been homeless. So how about you go fuck yourself. Cause I don't wanna hear "wah it's so hard being millennial" from some dickhead who almost certainly came from more privilege than me.

[–] triptrapper@lemmy.world 6 points 9 months ago (1 children)

You're being totally real and reasonable. Not sure why you're getting any pushback on this. $40k in available credit is doable by having a few cards open, and anyone who has a history of paying on time should have no difficulty being approved.

[–] the_crotch@sh.itjust.works 3 points 9 months ago

I looked at that person's post history. They used to play a Sega game gear while waiting in line at universal studios. We couldn't even afford the batteries for a game gear. They had every advantage that I didn't. If they can't get a credit card, it's not because the economy is shit. It's because they're stupid and wasted their opportunities.

[–] Jimmycakes@lemmy.world -1 points 9 months ago (1 children)

Start out mega poor but get rich later.

Got it.

The hits keep coming with this guy.

[–] the_crotch@sh.itjust.works 1 points 9 months ago

Better than "start out with every advantage, fuck it up, and blame the state of the world that you don't have an average adult's credit rating"

[–] ExtantHuman@lemm.ee 3 points 9 months ago

We've lowered the bar so far that middle class is considered rich now?

[–] glimse@lemmy.world 7 points 9 months ago* (last edited 9 months ago) (1 children)

But maybe that's because I'm in EU?

~~Enabled by default as far as I can tell.~~ I don't know anyone whose kid has done something like this and there's no way none of them tried.

Nevermind, I see that it was Amazon so I went and checked the app (not a frequent Amazon shopper). No verification, you can just click Buy Now

[–] Buffalox@lemmy.world 4 points 9 months ago* (last edited 9 months ago) (3 children)

No verification, you can just click Buy Now

I don't think that's possible here, Are you in USA? IDK if it's EU or because I'm in Denmark.
We had it some years back, but our available payments systems have increased security since.
I don't think it's a good idea to have purchases drawn from you account with no security. And I don't think it should be legal.

[–] glimse@lemmy.world 5 points 9 months ago

Yes, USA. I was thinking of Google Play purchases when I first left the comment (which definitely has confirmation)

[–] Cosmonauticus@lemmy.world 3 points 9 months ago (1 children)

It's Denmark. I live in Germany and Amazon doesn't require authentication when buying something. Maybe I turned it off at some point but I doubt it

[–] Buffalox@lemmy.world 1 points 9 months ago

OK then it's our payment systems that don't allow it. Probably by law?
When you cross the Great Belt toll bridge in Denmark, you can pay with the universal "Dankort" without authentication, but they have a special permission/agreement for that.
I don't use Amazon, but on Steam we used to be able to make unauthorized payments, but that is not possible anymore last I tried.
I actually considered trying it to see for sure, but I can't think of anything worthwhile to buy right now.

[–] kuberoot@discuss.tchncs.de 2 points 9 months ago (1 children)

Do you have confirmation if you put in your card number? If yes, that's good, but I also don't think that's a EU-wide thing.

[–] Buffalox@lemmy.world 2 points 9 months ago* (last edited 9 months ago)

Do you have confirmation if you put in your card number?

They can store the card info, but we need to confirm purchases with an SMS code.

I also don’t think that’s a EU-wide thing.

No apparently it isn't, I got a response from a German who says they can buy on Amazon without security validation.