this post was submitted on 23 Mar 2025
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[–] [email protected] 11 points 2 weeks ago (3 children)

I went with Trade Rep and they are serious. Their app still needs few things but otherwise well made.

For ETF, pick only Europeans Providers, here is a list:

  • AXA (France)
  • Amundi (France)
  • BNP Paribas (France)
  • HANetf (Netherlands)
  • HSBC (UK)
  • Legal & General (UK)
  • Ossiam (France)
  • Robeco (Netherlands)
  • Tabula Investment Management (UK)
  • UBS (Swiss)
  • Xtrackers (Germany)

Feel free to expand if there is more you know, I listed my ETF providers

[–] [email protected] 5 points 2 weeks ago

Worth noting for Trade Republic is that there is a 1€ fee for every trade you make, unless it's from a recurring order. To me the app seems more catered to long term savings investments instead of day trading. But I don't do the latter so who knows. Maybe it works for that end no problem.

Other than that the matching of ECB interest rates on savings is a blessing.

The only thing I'm worried about with them is security. Your username is your phone number and your password is a four digit number. You do get 2FA with the app, but SMS can also be used, which isn't the safest 2FA from what I know.

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