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Bluecode as European mobile payment alternative (www.bluecode.com)

submitted 1 month ago* (last edited 1 month ago) by [email protected] to c/[email protected]

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This is an Austrian company that offers mobile payments with barcode/qr-code in shops in Austria and Germany, as well as in a few places in Italy and Luxembourg.

I use it since one year. It works fine, but it could definitely use more attention, so that more shops start to accept it. What are your thoughts on that?

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[–] [email protected] 60 points 1 month ago (21 children)

The problem in Europe is exactly the fragmentation of payment systems. For most you can only use them if you are a resident and have a bank account on that country.

•	Wero: Germany, France, Belgium, Luxembourg, Netherlands
•	MB WAY: Portugal
•	Twint: Switzerland
•	Swish: Sweden
•	MobilePay: Denmark, Finland
•	iDEAL: Netherlands
•	Bancontact: Belgium
•	BLIK: Poland
•	Satispay: Italy
•	Vipps: Norway
•	Giropay: Germany
•	Sofort: Germany
•	Cartes Bancaires: France
   -     Etc....

[–] [email protected] 1 points 1 month ago

These really annoy me. I used to spend a lot of time in Sweden so I tried pretty hard to get an account set up to let me pay by swish. I gave up. If you’re not a resident you can’t get a person number so you can’t get a bank ID so you can’t use swish.

What is frustrating is that lots of places I went required swish and wouldn’t take cash or card, so I ended up having to get other people to pay for me.

I bet many other systems in other countries are similar

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