this post was submitted on 20 Apr 2026
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I've used cash a fair bit in the past year, for a few reasons. I know some food places prefer it (I ask even if I don't see a surcharge, since I have it on me anyway), one otherwise-normal shop I know simply doesn't accept card payments at all (has an ATM in the store), I know a tradie or two who offer cash-in-hand jobs in the future to bypass their regular employer's large cut, and sometimes I simply don't like banks knowing my spending habits and potentially running analytics on them.
I am surprised to see a non-trivial chunk of 18-29, compared to later age demographics, using all cash.
nah, there was a trend of doing Cash Budget folders, blew up on IG and Tiktok. That would explain that one.
I suspect that "compared to later age demographics" is key to understanding it. My guess is that younger people are just more likely to be unbanked, and thus cash is their only option.
Young people can’t really be “unbanked” unless they’re unemployed.
I'm a Brit rather than a Aussie but im in that age range and use virtually entirely cash, easier for budgeting, better for privacy concerns & IMO its a element of use it or lose it. I have no doubt that various groups in various governments would like nothing better than to get rid of cash for surveillance reasons.
Yes, not to mention corporate groups too (banks, online purchasing, loyalty cards, ... ).