It's something we're working on, but building the necessary business relationships takes time so we don't have any timeline yet.
does JMP accept payments in Monero (XMR)
Yes. It's automated for top ups but not for signup yet, but you can contact support https://jmp.chat/faq#support to get an XMR address for signup purposes.
would I still be able to use the actual phone to dial 911 if necessary?
Carriers in USA are required by law to complete 911 calls even if you are not a customer and have no SIM card at all. So yes.
I saw something about an ESIM adapter that’s a regular SIM card that can have multiple ESIM profiles on it. Why can’t I just buy this directly?
You can: https://jmp.chat/esim-adapter
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Yes many customers have moved from Skype without issue :)