allthelolcats

joined 2 years ago
[–] [email protected] 2 points 3 months ago

Thanks, I’m glad I could help! Here’s a link to a video I really like by About Here on the topic if you want to learn even more https://youtu.be/sKudSeqHSJk

[–] [email protected] 2 points 3 months ago (2 children)

Definitely, it’s easy for a large investor to build new market rate housing, buddy up with a pricing algorithm, and maximize profit. Then they sit until either all the other housing comes up in price or they eventually find someone willing to stomach the price.

Speaking from my own experience it took me a long time to move into a better apartment, not because I couldn’t afford it, but because there simply wasn’t enough housing that felt like a good value. So I sat in an apartment that was great but didn’t suit all my needs, and when I finally moved that older less expensive unit became available. If there was more newer housing, or more options in general, then maybe I would have moved quicker and that older unit could have been turned over to someone that needed it more sooner.

I guess my point is that part of it is the speed at which all this can happen is dependent on how much housing there is. And I’m also not saying market rate housing is the solution either. I think affordable housing, co-ops, etc. being part of the mix creates a more fair housing market.

[–] [email protected] 2 points 3 months ago (4 children)

The benefit of market rate housing is that it hopefully will be occupied, allowing for higher income earners to move into a more expensive unit and freeing up an older lower cost unit. In a perfect world this works like a chain and eventually lower cost older units become more available. Building “affordable” or “low income housing” isn’t really appealing to developers without financial incentives.

This does all assume speculators do not buy the newer housing and sit on it as an investment. More housing being built is generally all a good thing and it needs to outpace the population growth to have an effect on pricing. So even if there is plenty of new housing if it’s not being built quick enough prices will continue to rise.

If the units are sitting empty as speculation/investments that’s an issue for government (and especially local government, so get out and vote locally!)

[–] [email protected] 4 points 4 months ago

There’s also the difference in how the word is used more as an adjective than a noun. In the same way calling someone a disabled is a lot more dehumanizing than saying they are a person with a disability.

[–] [email protected] 3 points 5 months ago

What will happen first Ballard link or missing link? If either happen in the next ten years I’ll be happily surprised. But regardless it’s important that we continue to push forward these plans.

[–] [email protected] 2 points 5 months ago

Maybe you’ve already made a decision on this but in general I run one helmet that tests well on the Virginia tech tests https://www.helmet.beam.vt.edu/bicycle-helmet-ratings.html

Then I use a buff/hat under the helmet on colder days. This is usually good for me down to freezing temps, generally I don’t ride much below that since I don’t have studded tires at the moment.

[–] [email protected] 7 points 5 months ago (4 children)

Wow! Thanks for putting up this super informative post and following through so many comments. I love using a waxed chain and I think it’s definitely hard for people to jump to when their bike maintenance is essentially zero. I run wet lube on one bike for wet weather riding (like >50% of the year) so I know both sides pretty well. The wax chain is so much easier to clean and maintain it’s crazy.

It’ll be hard to convert anyone that just lets their bike run into the ground before they start taking care of it, but they’re also probably on bikes that are sub $500 and aren’t looking for efficiencies or endurance performance.

 

Just got my renewal rate for my car insurance and it’s a massive increase from $450/6month to $750/6month. Anyone else get this kind of increase? I’ve got a clean driving record and can’t see what this would be coming from. They list vague market factors but seriously?