Stylus2650

joined 2 years ago
MODERATOR OF
[–] [email protected] 1 points 8 months ago

Gotcha. Thanks!

[–] [email protected] 1 points 8 months ago (3 children)

Could you share more on this?

[–] [email protected] 1 points 9 months ago

Oh ok. My US bank needs 2FA and Google voice won't work with it

[–] [email protected] 1 points 9 months ago (2 children)

What do you use? I need 2FA for US companies via text and am looking for a Google Voice replacement.

[–] [email protected] 1 points 2 years ago

Depends on the place. If it's some small bakery or something, I will ask them if they accept credit cards or any cashless options, and if they say cash only, I will leave. I want management to see that offering multiple payment options matters.

I always have cash on me, of course and there are places I need to use it, such as the cash-only discount drug stores, local clinics, etc. But most of my daily stuff can all be done with a credit card, smartphone, cashless, etc. Restaurants are a toss-up if you're not in big cities.

[–] [email protected] 1 points 2 years ago (1 children)

Appreciate you sharing more details about SBI Shinsei! Just out of curiosity, what do you use Sony Bank for if SBI Shinsei is your main?

[–] [email protected] 1 points 2 years ago

That's good to know. I was considering MUFJ a while back but ended up opening accounts with Sony and SBI Shinsei.

 

I wanted to mention some good Japanese banks for those looking:

SBI Net Bank: If you can read Japanese, this is one of the best UIs and mobile apps around. You also get a ton of free furikomi transfers per month (I think I have about 10)

Shinsei Bank: A physical bank but also offers online options with an English UI for those that need it. This seems to be the go-to recommended bank for expats.

Sony Bank: I have this bank specifically because all incoming international money transfers are free, meaning they don't charge you any fees to receive it. SBI used to charge be about 2500 yen every time I received international payments, even in yen. Shinsei has a system where they reimburse you each month if you have a certain amount in your account, so international money transfers will eventually be almost free.

How about you? What banks have you been happy with?