MHLoppy2

joined 2 years ago
 

Between when this was first posted (which is when I saw and saved it), the artist decided to change their handle, which is why the one in the pic won't get you to the artist's pages anymore. Not really sure why the sudden change lol.

Pixiv source (has same res, but losslessly compressed image)

 

Pixiv source (has same res, but less compressed image)

 

I haven't seen much discussion about this, but noticed them when perusing some PDS's. The headliner is that they both have fees of 0.15%, lower than everyone else's equivalent offerings in the Australian market:

Global listed infrastructure:

Provider Ticker Fees* AUD Hedged?
BlackRock GLIN 0.15% Yes
VanEck IFRA 0.31% Yes
Vanguard VBLD 0.48% No

Global listed property:

Provider Ticker Fees* AUD Hedged?
BlackRock GLPR 0.15% Yes
VanEck REIT 0.30% Yes
State Street DJRE 0.54% No

* Total estimated fees, as taken from most recent PDS for each product at time of posting. Includes management fees (including indirect costs if broken down separately), plus transaction costs.

VanEck already recently reduced the fees on their two offerings a lot, but now BlackRock is half of that again.

Since it's listed (not unlisted) infra / property there's less diversification benefit, but hey it's being offered for cheap now.

 
  • A study shows Australians would rather take other actions to help the environment than give up meat.

  • Participants cite a lack of vegetarian options when dining out, despite Australia having more than ever, as a barrier to the diet.

  • Researchers hope the study will highlight reasons behind people's reluctance to reduce meat consumption.

 

Almost half of Australia’s mortgage holders would be in financial stress if the expected Melbourne Cup interest rate rise goes ahead, paying at least 30% of their income to service their loans.

Households diverting at least 30% of their disposable income to service a mortgage – a standard stress gauge – will account for 48.5% of total borrowers, according to the Australian National University’s Australian tax and welfare system model.

The proportion rose from 26.7% in pre-Covid 2019 to 43.8% at the end of last year, and easily topped the 38.5% share of households in 1993, to be at record levels.

 

Mr Purcell admits he initially bought his battery as a form of insurance against the volatility inherent in the spot market.

However, his thinking quickly changed when he saw the opportunities on offer, describing one instance in which he was able to fill up his 10-kilowatt-hour battery with electricity costing 1 cent per unit.

"That's the opportunity and the risk on the very low prices," he said.

"It cost me 10 cents to fill the battery during the middle of the day.

"And then at night-time the price went up over $10 a kilowatt hour, so I was able to export that same 10 kilowatts out of that battery for $100."

2
submitted 2 years ago* (last edited 2 years ago) by MHLoppy2@aussie.zone to c/hololive@lemmy.world
 

Source: https://www.pixiv.net/en/artworks/113068454 (has higher res, and losslessly compressed image)

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