They are restricted. California has an insurance commissioner who has to approve any rate increases. It’s probably easier to stop insuring then to get the rates up to the profitability margin their risk models are suggesting are appropriate.
Jarvis2323
joined 2 years ago
I am in fact stating that there is no proof that they do anything to reduce collusions or deaths. I stated in my first comment that such proof does not exist.
These cameras are only deployed to generate revenue. There is no scientific basis for improved safety.
It focused on the Arizona study because that was the only one out of the 35 that actually measured Motor Vehicle Collisions. The rest did not even attempt it in any controlled manner.
As stated, there are no meaningful studies that these cameras reduce accidents.
These cameras do nothing to improve safety. There is no meaningful scientific evidence that shows any difference improvement in safety.
Their only value is socioeconomic harm.
“after accounting for MVC increases in the control segment we found that neither camera placement nor removal had an independent impact on MVCs. In other words, speed cameras did not statistically contribute to an increase or decrease in the number of MVC.”
You can have it all with one brokerage in one fund and still be diversified. Suggest reading up on the 3 fund portfolio or boggle head.
S&P 500 is top 500 US companies. Many folks consider that diverse. You can also probably find a US Total Market fund. That will be even more diverse as it will include small and mid size companies in addition to the top 500.
Alternatively, even more diverse would be a Total Market fund. These typically include international companies, and represent the biggest diversification you can get.
No need to worry about Vanguard versus Schwab . The underlying stocks of the fund is what matters.
I agree with your disagreement. One of the biggest mistakes was folks trying to create 1:1 analogs of every subreddit. A single big community can have a lot of varied interesting discussions. If it gets too big, folks can get together and start a separate sub topic community for whatever topic warrants it.
That was unexpectedly awesome. Thanks for posting that!