AI is brilliant for learning. Endlessly patient, answers all my questions at a pace that suits me, can combine knowledge for hundreds of different sources to find the right concept, or the best way to explain something. If you're not able to learn with AI, you're doing something wrong.
Just ask it to explain bloom filters to you. Keep asking questions until you get it.
They're just comparing rent with mortgage repayments. But not maintenance on the property, rates, body corporate, opportunity cost on your deposit and stamp duty.