There was never a time to put them up in the first place...
this post was submitted on 02 Apr 2026
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Yeah, and apologize to those that tried to convince you it's a bad idea in the first place.
Zoneminder and Frigate make it very easy to run your own security system without backdoors. It’s not hard, just takes some thought and effort to set up.
You didn't watch the video, did you?
one thing he discusses is that having ANY cameras, even completely local and totally under one's own control, can be a liability for insurance claims
The liability of what, proving I was correct? Cause in my claims that's what it's done and made legal jobs much easier...
I'm struggling to think of a situation where having cameras will help you, the homeowner, with insurance claims. Let's say someone fakes a slip and fall on the sidewalk out front of your house. Sure, your camera may prove they faked it. However, you're not going to be the one actually paying that claim. Beyond the deductible, it won't actually keep money from leaving your pocket.
But there are plenty of cases where having a camera could result in the denial of a claim. Introducing video of yourself to an insurance claim opens up a can of worms of intentionality, negligence, and liability. And insurers will look for any flimsy excuse to rule a claim is not covered.
At best, having cameras lets you avoid an insurance deductible from someone filing a fraudulent claim against you. But on the downside, it may result in entire claims being denied that you would otherwise have coverage for.
Often it's not just a deductible, but increased rates after the claim.
You can also just not provide the video, especially if your system is local. Just like you don't tell someone that purposely brakes in front of you to cause an accident, that you have a dashcam. You tell the cop after the other person lies to them and gives their fake story.
The insurance company would need to know that you have video in the first place, and then request that specifically. Last I checked they don't usually give discounts for having video surveillance systems, so there is no reason to let them know it exists.
My only use case would be to see what is or was going on at the moment. But more for the fun or curiosity of it than actual security
What I find fascinating is that he said you can just get a wireless camera that encrypts and stores to an SD card if you want a camera.
I just spent two hours looking for such a device and as far as I can tell, unless you're looking for a 1080p spy cam, nothing exists. All security cameras either need WiFi to setup or have cellular connectivity. There are PoE wired options with DVRs, but no battery powered just sit there and record options.
Try reolink. They have a couple of options. You dont need a wifi connection. Just an sd card. Or if you want ypu can have s/ftp setup at your pwn hpme server.
I believe arlo cameras have an option to keep all recording in house. I think still connected through your wifi.
Not sure about encrypted storage on the SD card, never heard of that.
However, reolink can be setup with the app once then connected to a VLAN that has no internet access and connects only to home assistant. Then you access the camera with home assistant only.
Requires technical knowledge to setup, but reolink cameras work well in this setup.
Yeah Reolink is good, I have 5 of their cameras blocked from the internet with their NTP server set to my solar Raspberry Pi with GPS.
Love his videos, and he has such a wide range of topics that you really don't know what the next video will be about. Well researched, well communicated, well edited etc. And he seems like a nice and cool dude.
He is incredible.