this post was submitted on 02 Apr 2026
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Often it's not just a deductible, but increased rates after the claim.
You can also just not provide the video, especially if your system is local. Just like you don't tell someone that purposely brakes in front of you to cause an accident, that you have a dashcam. You tell the cop after the other person lies to them and gives their fake story.
The insurance company would need to know that you have video in the first place, and then request that specifically. Last I checked they don't usually give discounts for having video surveillance systems, so there is no reason to let them know it exists.