Buy the cheap old beater down the road from me. Pay my truck down and sell it. The rest goes to the house.
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My first car, a full tank of gas, insurance, a better camera, lenses, a better computer and a Google pixel so I could install graphene OS.
Give some of it to my family and get a used car.
I think the spirit of the question would cause the gifted money to vanish
Shit I don't think you realize how little $20,000 really is. Hell there's very few new cars that even cost 20 grand. I could have it gone in less than 5 minutes.
That's easy. Heat pump & bathroom remodel.
My daughter says pokemon cards
I'd spend about $3k on something unreasonable like a bottle of scotch. Or maybe several $500-750 bottles I will actually drink soonish so I don't end up never opening the $3k bottle always waiting for the right time. I'd also get my wife a nice bag in a price range she would rarely get for herself, so another $2-3k. The rest would go in my brokerage.
I'd go to the warehouse store and load up on non-pershable food items my family uses for no more than $1000, then donate the rest to Wikipedia so I never have to see Jimmy Wales' face again when I'm looking up tin pest, Rob McElhenny, or Regulate (my most recent three Wikipedia pages in my history).
Ill buy a shit ton of gold with it
Goodbye student loans! If there's money left over I'd have to decide between something hot to wear for the wife (and maybe for others) or replacing my terrible and broken computer monitors. But let's be real the only thing left over will be debt.
New computer and I'd get my car overhauled at a specialist and there goes like, 15k. Or more if my car has issues I don't know about
Probably a car
Definitely debt.
Buy a car, finish paying off a loan, get a shed and greenhouse in the back yard, some landscaping
Student loans... Oh wait.
Put it in retirement accounts.
That's saving, not spending... Those things don't hit the accounts for something like 48 hours.
Can you overspend and make up the difference with your own money? Does it have to be just one thing? I need some rules man.
If we're being serious? A bunch of groceries, a couple of household things that I've been holding off on buying, and the rest goes into gold.
- indoor grow setups/storage/fertilizer with the best lights. for both what you're probably thinking, and for my houseplants.
- enough wood/other materials for a shit ton of trellising and soil components for my garden next year.
- If there's anything left over, I'd donate it.
I’d buy stock, bonds, or perhaps a lifetime supply of an air freshener. We’ll see.
Pay off debt, no question.
~~Deposit for a house~~ no I'd never get the paperwork together in time
~~Car~~ maybe, but I havent got a full license yet
Bad boy gaming PC, Katwalk, as many peripherals as I can find and a pallet or two of wholesale tinned food.