I had a house before 30. It was okay I guess. Sold due to divorce, now I rent again. I'd love to own another house but not the glorified trailer I had before
this post was submitted on 11 Nov 2025
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Only good way to get a house by age 30 is to become a plumber, electrician or other type of job that pays well with minimal study and save up while living at parents or sharing a flat with 3 mates.
Then you need to save heavily and invest in stocks and/or bonds with the saved money so you can beat inflation. With around 30k saved per year it's possible to get pretty early onto the property ladder.
Going to college and living somewhere in NYC for example will get you nowhere close to 30k a year with student debt and if you have a kid you're screwed.
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Well the good news is banks really don't give a shit and they make it pretty trivial to get yourself hundreds of thousands of dollars in debt whether you have a degree or not.
This is a needless concern. You don't have to worry about affording a house by 30 by going to college.
The necessity of college more indicates that our public education system doesn’t go far enough. High school should go up to the bachelor level and masters/Phd programs should be extended. There just isn’t enough time to catch up to the latest science. Our knowledge is expanding after all.
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Everyone should have to go to college. We have an epidemic of stupidity.
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