this post was submitted on 17 Feb 2026
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Work Reform
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A place to discuss positive changes that can make work more equitable, and to vent about current practices. We are NOT against work; we just want the fruits of our labor to be recognized better.
Our Philosophies:
- All workers must be paid a living wage for their labor.
- Income inequality is the main cause of lower living standards.
- Workers must join together and fight back for what is rightfully theirs.
- We must not be divided and conquered. Workers gain the most when they focus on unifying issues.
Our Goals
- Higher wages for underpaid workers.
- Better worker representation, including but not limited to unions.
- Better and fewer working hours.
- Stimulating a massive wave of worker organizing in the United States and beyond.
- Organizing and supporting political causes and campaigns that put workers first.
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If inflation and dollar devaluation eats away faster than investment growth they may find themselves just scraping by.
The 'mostly safe 4% rule' actually includes inflation. It's based on the assumption that assets are invested in a mix of broad stock market and treasury bonds, and allows the retireee to increase their annual spending by inflation, It usually results in the retiree dying with substantially more wealth (inflation adjusted) than they started out with. The stock market is a natural inflation hedge and, in this day of multinational conglomerates, a currency hedge.
For those curious as to additional reading, the origin of the 4% rule comes from the Trinity Study, a finance research project from the late 90s.
Not to be confused with the Trinity Test, which occurred in the 40s and had very little to do with finance.