this post was submitted on 14 Jan 2026
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How are you getting a credit card in that last situation? You need a steady income and good credit that is able to pay the full credit at the end of the month to even apply for one. Which your hypothetical doesnt have....
And as the other person said, it's pretty ridiculous to go rent a car if you're in that situation because of how cheap and good public transportation is.
There's nothing you need to 'manage' about getting money back aside from checking your bank statement to make sure it went well. You would have to check that on your credit card statements too because deposit theft can happen just the same there too. But deposit theft is crazy uncommon to begin with.
And deposits are typically not 1k around here but like maybe 100-200 bucks at best, and on the lower end for your poor smuck example too.