this post was submitted on 14 Jan 2026
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Mastercard/Visa’s control (lemmy.world)
submitted 1 month ago by ontariobay@lemmy.world to c/curatedtumblr@sh.itjust.works
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[–] remon@ani.social 1 points 1 month ago (1 children)

I literally just went to my bank and setup a bank transfer for Saturday, 17.01.

[–] SharkWeek@lemmy.blahaj.zone 1 points 1 month ago (1 children)

ok, which bank are you with?

[–] remon@ani.social 1 points 1 month ago (1 children)

UBS but that doesn't really matter. I also have/had accounts with Deutsch Bank, Sparkasse, Volksbank and Postbank and it's the same everywhere.

[–] SharkWeek@lemmy.blahaj.zone 2 points 1 month ago (1 children)

Si, you're saying that Germany needs to learn about efficiency from the Spanish

[–] remon@ani.social 1 points 1 month ago* (last edited 1 month ago) (1 children)

Haha, good one.

I'm pretty sure you're just confusing "SEPA Instant Credit Transfer" with "Standard SEPA transfer".

[...] the maximum payment period for crediting transfers is one business day following the date [...]

https://www.bancosantander.es/en/sepa

Yes, Instant Credit Transfer is instant, but haven't seen a single vendor that accepted it, yet.

[–] SharkWeek@lemmy.blahaj.zone 1 points 1 month ago (1 children)

Nah, for bank transfer you have to have the full bank account number and account holder name, SEPA for us is done under a system called Bizum but is limited to 500€. The bank transfers are up to 50K or so (more than that and it does take longer for a fraud check) and are absolute

[–] remon@ani.social 1 points 1 month ago

Right ... another 3rd party local payment provider. Yeah, we have TWINT as well, works well inside Switzerland but useless internationally. So the CC still reigns supreme.