this post was submitted on 27 Dec 2025
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Credit just isn't my thing. It feels like a scam
Not really. Credit can be an incredibly powerful tool in right hands. It's just that a lot of people are greedy and get lured in by banks that do
GET ALL THE MONEY RIGHT NOW
~~pay twofold in a year~~
On the other hand, banking system in general is very much a scam.
Because it is. The rules are written so only the rich can navigate it intuitively