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WYR: get $1 for every time you’ve sneezed in your life or $3 for every future sneeze?
(lemmy.dbzer0.com)
this post was submitted on 30 Nov 2025
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Would You Rather
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I'll take the past sneezes so I can get one single payment now and invest it or something, instead of $3 trickling in every now and then that I'll just spend before ever noticing I have it
over a 30 year time frame, assuming the same rate of sneezing of your part and future 30 years, you make almost 20% more by taking the past value and investing it for thirty years than investing only what you get going forward
so maybe it's worth it for people under 30 to take the future option, but not after that age. unless you game the system and cause some hell for yourself by sneezing a shitload.