this post was submitted on 16 Nov 2025
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once you hit $100M, you have enough to never work again. you could spend the rest of your living days spending time in a community making sure everyone there is fed, housed, and safe.
even just maintaining your personal status quo of working the way you did to get into 9 figures is inherently supportive of the global system of torture all of us are forced to live in. while i agree gabe newell, jay-z, and taylor swift shouldn't be the main focus of our ire, i find the degree of worship they receive confusing.
I think the line to never have to work again is pretty far under $100mil
Depending on where one lives and how lavish they want to live, 1mil USD at 4% interest is enough to make a life on. That's what my financial advisor tells me and I think it's more than reasonable.
Yes, but I think inflation quickly makes that a pretty low number.
Yeah, it's like $5. The 4% rule puts this at $200k, and even a very conservative 2% is $100k. That's more than the median household income, and you get that for doing nothing.
My personal number is more like $2M, which is $40-80k. Assuming my house is paid off, that's enough for me to be generous while not worrying about basic needs.
for sure. i just wanted to hit a number that someone couldn't at all be doubted for "i could retire at 18"