this post was submitted on 07 Nov 2025
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Private health insurance offered little relief for my dental woes (www.abc.net.au)
submitted 2 weeks ago by hanrahan@piefed.social to c/australia@aussie.zone
9 comments fedilink hide all child comments
 

And what kind of publicly funded health care system still doesn't recognise dental work as foundational to good, general health?

The one you likely voted for ?

Not once dies she metion it's part of The Greens policy to change that. "Dental into Medicare and tax billionaires" apparently doesn't resonate.

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[–] Arancello@aussie.zone 10 points 2 weeks ago (3 children)

I know several families who hve done the math and concluded that self-insurance, where you just bank the premiums, has worked very well. Most have young families.

[–] squigum@aussie.zone 2 points 2 weeks ago

This is particularly the case with "extras cover" which is really what the article is about. Have often seen it characterised as more of a savings plan than insurance, but it serves the industry to market it as a sort of extension to hospital cover.

[–] Taleya@aussie.zone 1 points 2 weeks ago

Yeah we look at shucking it sometimes, but husband needs the psych and glasses

[–] FreedomAdvocate@lemmy.net.au -1 points 2 weeks ago (1 children)

It’s always that way until something big goes wrong though, then you’ll wish you had insurance. Home and contents, health, pet, car - they’re a waste of money until the very thing that you need them for happens.

[–] hitmyspot@aussie.zone 6 points 2 weeks ago

Extras, which dental is part of, maxes out at about a thousand dollars on even the most expensive policies. So if you have a dental disaster, you're still going to need money.

Certainly private insurance can be useful for skipping the queue for elective surgery, but that's it. Things like cancer treatment or traumatic accidents are all in the public system as they are not profitable.