this post was submitted on 08 Oct 2025
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Americans don't have health care. We have health insurance. Think about your car insurance vs a warranty. That's the difference. We have a system in place that we want to be something it was never designed to be.
Its a wonderful system.
A doctor with three decades of experience tells me I need a procedure. And a fresh-face college kid working at an insurance company, to keep their numbers down, tell me I don't need it.
Either way, I pay $6k in cash every year before anything really kicks in and that's beautiful.
Many European countries also organize their healthcare systems as insurance (e.g. Germany). The difference is that they're heavily regulated.
German health insurance companies are non-profit corporations. They basically aren't allowed to make any profit. Any surplus will be saved to cover future shortfalls. It's by no means a perfect system but a lot better than the hellscape that is the US.
I don't understand, if the insurance companies are non profit how to they make new pharma billionaires? America exists only to create billionaires.
The solution is obviously more guns.
that's how it is set up everywhere else. that is just a financial tool to spread cost.
the difference is that in the US it is done for profit, most other countries it is done for public welfare.
WELFARE? THAT'S COMMUNISM - US conservatives