this post was submitted on 22 May 2025
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Well, OP is just an asshole then. (I'm guessing this isn't really OPs post)
They didn't say they rejected it out of revenge.
Maybe the teacher was a shitty mortgage applicant with terrible credit and multiple foreclosures and the fact that they got to reject the application was just the cherry on top.
I bet the real reason they were rejected is because their only income is a teacher's salary. That's not enough to afford a house these days
I bet the real reason is that this is fake
Some rage bait, yeah sure. But it's out there and there's some impressionable minds up in here. hahahh
I don't know too much about this, but that's a good point.
Yeah, I'm pretty sure there are some strict guidelines around mortgage application acceptance or rejection.
Are you telling me personal petty revenge isn't a certified approved bank reason?!
Anti-discrimination laws in the US apply to discrimination based on what's called a "protected class," which essentially boils down to a small set of personal characteristics you're not allowed to base a decision about a person on. For the purposes of housing, this includes race, skin color, and national origin, gender and sexual orientation, whether there are minor children in the family, and disability.
"Being somebody who the loan officer has a deeply personal vendetta against" is not a protected class, and if the original OP did in fact reject a mortgage application on that basis they'd most likely be legally in the clear. Whether their employer would be happy to know about it is another story, but if it was anywhere near a coin-toss decision I doubt they'd ever have to justify themselves.
This is the angle I was thinking.
Depends on the circumstances. One might feel a bit smug when karma strikes back as long as one acts professionally. The teacher might have gotten rejected for absolute objective and normal reasons. Like thousands of people do.
And after handling that professionally the poster can humanely feel smug and happy for a short moment in their otherwise likely stressful adult life. And that's okay.
By profession (emergency medicine with a stint in forensic mental health) I get into contact with some really bad people who have done really nasty things. Will I treat them as professionally as I treat every patient? Yes. But there are moments. Years ago I responded to a patient getting bitten in his ass by a police dog(as in the dog literally did bite a seizable piece of meat out of it)after fleeing a scene of a DUI stop(and punching a young police officer). At the same time as we arrive the detective superintendent arrives(as it is protocol here in these cases when someone gets injured by police directly). He is a fairly nice chap I went to school with - and who was relentlessly bullied by a guy a few grades above us. Like...really really bad...to a level that would land one in prison these days. Well, the world is small and guess who Mr. Dogfood was.
Well. We did our job as professionally as we do it with everyone. But when the patient was handed over in hospital we had a good chuckle, cracked a few bad jokes somewhere no member of the public could hear us,asked each other how the respective wives were doing and went on with our workday. And that's okay.
Aye, must have been tempting to not clean that wound as well as you usually would have, but as soon as the thought crossed the mind you do it extra well just out of habit and doubling down on professionalism.
This is not my post, no. It is incredibly petty!
Mortgage applications are not yes or no. There is a checklist that if met, gets approved. The name doesn’t even matter. Just basic credit bullshit.
That's just a "yes or no" with extra steps.