this post was submitted on 03 Apr 2025
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Respectfully, only someone who doesn't know much about investing would make the argument this meme is making.
This generation isn't going to be cashing out any of their retirement funds for another generation, and isn't going to realize any gains or losses until that happens when they retire. Any gains or losses in the interim are generally inconsequential.
People at retirement age likely have the bulk of their funds in money markets and other exceedingly low risk investments, as that is money you cannot afford to lose.
Now is the time to buy stocks at a discount. Think of this as a Steam sale for your pocketbook and buy as much as you can while stock prices are in the tank.
(But yes, the news headlines are very scary.)
Unless you've been laid off and are having a hard time getting a job - which may not be many people but still sucks for anyone trying to make it by without dedicated income :/
It's really fucking shitty, I agree.
The sad fact of the US is that what you described is what we vote for every two years.