News
Welcome to the News community!
Rules:
1. Be civil
Attack the argument, not the person. No racism/sexism/bigotry. Good faith argumentation only. This includes accusing another user of being a bot or paid actor. Trolling is uncivil and is grounds for removal and/or a community ban. Do not respond to rule-breaking content; report it and move on.
2. All posts should contain a source (url) that is as reliable and unbiased as possible and must only contain one link.
Obvious biased sources will be removed at the mods’ discretion. Supporting links can be added in comments or posted separately but not to the post body. Sources may be checked for reliability using Wikipedia, MBFC, AdFontes, GroundNews, etc.
3. No bots, spam or self-promotion.
Only approved bots, which follow the guidelines for bots set by the instance, are allowed.
4. Post titles should be the same as the article used as source. Clickbait titles may be removed.
Posts which titles don’t match the source may be removed. If the site changed their headline, we may ask you to update the post title. Clickbait titles use hyperbolic language and do not accurately describe the article content. When necessary, post titles may be edited, clearly marked with [brackets], but may never be used to editorialize or comment on the content.
5. Only recent news is allowed.
Posts must be news from the most recent 30 days.
6. All posts must be news articles.
No opinion pieces, Listicles, editorials, videos, blogs, press releases, or celebrity gossip will be allowed. All posts will be judged on a case-by-case basis. Mods may use discretion to pre-approve videos or press releases from highly credible sources that provide unique, newsworthy content not available or possible in another format.
7. No duplicate posts.
If an article has already been posted, it will be removed. Different articles reporting on the same subject are permitted. If the post that matches your post is very old, we refer you to rule 5.
8. Misinformation is prohibited.
Misinformation / propaganda is strictly prohibited. Any comment or post containing or linking to misinformation will be removed. If you feel that your post has been removed in error, credible sources must be provided.
9. No link shorteners or news aggregators.
All posts must link to original article sources. You may include archival links in the post description. News aggregators such as Yahoo, Google, Hacker News, etc. should be avoided in favor of the original source link. Newswire services such as AP, Reuters, or AFP, are frequently republished and may be shared from other credible sources.
10. Don't copy entire article in your post body
For copyright reasons, you are not allowed to copy an entire article into your post body. This is an instance wide rule, that is strictly enforced in this community.
view the rest of the comments
How does it work elsewhere? We require doctors get malpractice insurance, and there's growing support for making the police get liability insurance too.
I live in Estonia.
For one, car insurance depends on your basic demographics (car registration location, owner's years of driving/insuring experience), the car's power rating and make/model - and finally, accident history. For any type of insurance that covers your own vehicle as well, it also takes into account the age and value of the vehicle (for the mandatory liability insurance, that's irrelevant).
For medical insurance, your prior medical history doesn't matter, there are no premiums. Your options are (simplified, there are some others too):
Work and have social tax paid for you by the employer (they don't get to weasel out of this with a regular work contract)
Be an entrepreneur and pay yourself at least the minimum monthly salary with social tax, the rest you can take out as dividends or invest into growing the company
Be a student, including university
Be underage (this also gives you dental! I do wish everyone got dental)
Be registered as unemployed and at least act like you're trying to find a job
Have some sort of permanent disability that's severely impacting your ability to work
Have a child under 3 years old
If nothing else applies to you, you can pay a certain sum which was either monthly or quarterly, to have the same health insurance (this is mostly for those entrepreneurs who don't want to pay themselves even a minimum salary because they're already loaded and would rather avoid paying payroll taxes on themselves and only pay income tax if/when taking out dividends). I suppose you could also do it if your income is entirely illegal and therefore untaxed.
If you hit any of these, you pay €5 per doctor's appointment, with some exceptions. Private care is more expensive. If you don't in any way qualify for the national medical insurance, you'll have to pay for your procedures and stuff, but the prices are reasonable usually.
As for liability insurance for medical malpractice and the police - I'm not 100% sure, but I do believe that victims get compensated by either the hospital, or the government in the case of the police. In any case, it's very rare for anything like this to happen luckily.
I do believe life insurance that pays out if you die prematurely or get a major injury or disease, will still depend on your medical history - or at least whether you smoke and drink alcohol.
You do realize insurance companies were recently proven to be purchasing data secretly created from our own vehicles so they could raise rates, right? Not sure it "works" here in the US...
How does it work elsewhere?