this post was submitted on 16 Nov 2024
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Microblog Memes
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A place to share screenshots of Microblog posts, whether from Mastodon, tumblr, ~~Twitter~~ X, KBin, Threads or elsewhere.
Created as an evolution of White People Twitter and other tweet-capture subreddits.
RULES:
- Your post must be a screen capture of a microblog-type post that includes the UI of the site it came from, preferably also including the avatar and username of the original poster. Including relevant comments made to the original post is encouraged.
- Your post, included comments, or your title/comment should include some kind of commentary or remark on the subject of the screen capture. Your title must include at least one word relevant to your post.
- You are encouraged to provide a link back to the source of your screen capture in the body of your post.
- Current politics and news are allowed, but discouraged. There MUST be some kind of human commentary/reaction included (either by the original poster or you). Just news articles or headlines will be deleted.
- Doctored posts/images and AI are allowed, but discouraged. You MUST indicate this in your post (even if you didn't originally know). If an image is found to be fabricated or edited in any way and it is not properly labeled, it will be deleted.
- Absolutely no NSFL content.
- Be nice. Don't take anything personally. Take political debates to the appropriate communities. Take personal disagreements & arguments to private messages.
- No advertising, brand promotion, or guerrilla marketing.
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Why even have it then, and not just direct debit? Or is that something American banks don't offer?
I am not in the US. But the purpose is gaining credit score and rewards, at no cost.
So just like grinding in a video game, but irl. Bcs they can just make you do that or don't have normal opportunities in life. Wild.
Increasing one's credit [score] is helpful for when citizens want to make large purchases/transactions, such as getting a homeowner's loan and car, in the US. Having lower credit is an indicator to banks that one is not "trustworthy" with their (bank's) money. And with property prices soaring and most salaries stuck in the 60s (I may be exaggerating a little, haven't checked exact numbers lately), it's hard not to NEED a loan for those. Direct debit is nice to have, but there are advantages to credit cards if the user is wise with their money/credit knowledgeable. It's systemic.
Yes, I still can't believe credit scores of private citizens are legal.