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It's not impossible to buy a car newer than '97 with cash.
It was just an example and "with cash" is open ended, how much cash? 500? 5000? 10,000?
Debt also isn't inherently bad, lots of people might have 10k in savings that they might be able to drop a huge chunk of to get a car...but then their savings will be depleted by that much when they could have made a sensible purchase on a low interest loan with reasonable terms.
Did you grow up on Dave Ramsey? Much of his "anti-debt no matter what" rhetoric is bumpkis
Mathamatically anti debt is garbage adkice. But people who live anti debt tend to get a nice nest egg (several million) and retire early while those who use debt like beyond their means. Debt used well can be good but I don't consider a car debt use well.