this post was submitted on 09 Oct 2026
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Sounds to me like we'll have to do a communism, i.e banding together to help each other out more, to allow people to retire in comfort. The horror!
(Just in case it seems like I'm dismissing anything you said, I'm not, and thank you for your analysis. My main takeaway is that it seems an unavoidable problem)
This is not about communism vs capitalism, its about the ratios. If there are 5 old people for every young person then how are we supposed to take care of all the old people? There’s just not enough manpower.
No, it's about the scale of society and how we support ourselves in retirement, though. See, if retirement funds rely on, as the guy above me says 1. Companies underpaying their employees and 2. Governments taxing a group of more people in the below generations than there are to support in the top - then those are unsustainable sources of retirement comfort.
So what would be sustainable? Well historically, and in some countries today, old people need family to support them into old age. You would need either your own kid, with their own house big enough for you, or a rich little nephew with a house big enough for all you and your siblings to live in while retired.
Or... We just do the decent thing and take care of non-relatives. To ease the load on, say, retirement homes, we'd need to agree across society to bring the old people into communities of younger adults, and those younger adults would need to check on them regularly.
Sice this requires a community binding together, you might call it "communism." Though it isn't necessarily Marxism.
We should be in a situation where people need to take in like 5 non-relative old people into their homes and provide them constant care (which they cannot do if they are at work). It's not sustainable no matter your economic system.
Why do you care about the ratio of workers to old people? What matters is the ratio of dependents to workers. We have more retirees, but we also have fewer children. This isn't that hard. If we could manage the Baby Boom of the 50s, we can manage this.
What matters even more is total productivity per citizen. It does not matter if a house is built by 20 builders with shovels or 5 builders with excavators. What matters is the house being built. And productivity per worker has massively risen and is, in my opinion, going to rise further.
That's an interesting point but I'm not sure if the numbers really add up. As I understand it, the number of dependents will be greater from population decline (primarily due to an aging population) than it was during the baby boom
How do nursing homes do it?
Poorly is my understanding
Also the ratio is a lot higher in nursing homes. Yes you might have a ratio of x nurses to y old people, but you also need to consider the people indirectly contributing. Like the trades people who built the building, or the people who pay for the care through taxes or otherwise, the people working to route electricity, the pharmacists making all those medications that the old people need, etc.
Also, we need people to do jobs other than working in nursing homes. We can't have all our workforce caring for the elderly.
Immigration!
Oh...
Population decline is a global phenomenon. You can't offset this loss with immigration when the countries people are coming from are also experiencing a population decline. We (in the West) are currently using immigration to offset this loss now, but when the population decline really starts hitting other parts of the globe (as it is projected to do within the next few decades) then that will no longer be a solution.
And this is compounded by people living much longer...