Kayaking past my house last Sunday. Water is up past the door handle.
this post was submitted on 18 Aug 2026
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As cheers_queer has experienced, "flood" means something specific in insurance. It's wise for everyone to check your specific policies (even if you're not currently experiencing water in your home). Water that comes up from your pipes/sewer, fresh water that enters your home over land, and salt water can be referred to and covered (or not covered) separately, depending on your specific policy.