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Nothing is guaranteed, but the official standpoint from EU is that UK will NOT get a special deal. And participation in the Euro is the default.
So UK will technically be obligated to join the Euro.
Sweden came in under other terms back in 1995, much has changed since, and such exceptions will not be likely to be accepted today.
Hungary joined in 2004 and is using the same loophole. I've seen or heard nothing to suggest that the loophole has ever been done away with.
I don't think Hungary is using a loophole, seems more likely that Hungary doesn't qualify for the Euro ATM.
Much the same way there were speculations that Greece might have to leave the Euro.
The Euro can be mandatory for new member states without being mandatory for existing members.
If UK had remained in the EU, they would have kept ALL their special arrangements without problems.
Sweden doesn't qualify for the euro either. That's the loophole. They're failing the qualification criteria on purpose, because (they argue) joining ERM II is optional.
The rules today is that NEW members must join the Eurozone once they meet the economic convergence criteria.
IDK specifically about Sweden.
Denmark also keep our Danish crown, because we refused to adopt the Euro, despite we have one of the strongest economies in EU. We have an exception, kind of like UK did.
I think the reason could be that the sentiment in EU now is that they are a bit tired of UK making special demands. So they won't be given any slack.
But it's all a matter of politics, maybe they can make a deal, but the default is that it is required, and the political sentiment in EU currently is that UK needs to meet ALL requirements, and ALL 27 member states need to agree to give an exception to UK, which is probably deemed unlikely. It is not exactly set in stone, but it's close.