this post was submitted on 13 Jul 2026
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I just remember my password. Nobody is going to spend 2.8 Million Years of compute time to hack into my social media account, and if they try that shit with my bank it would just be a matter of if I can transfer money somewhere else while they're still bouncing around new IPs as they get blocked.
The only way I could be sufficiently pwned is if they had keyloggers and recording malware on my machines but at that point I really doubt they wouldnt also have access to the Password Managers.
Tips for a strong password:
Example: ChocolateSBHRainforest!&127
Thats actually my American State Bank Password /joke
EDIT:
As others have mentioned, you should periodically change your passwords, and you should be using different passwords for different services especially unique ones for sites with your real personal or financial details.
You should also be populating fake personal details on every other site including name, address, DOB, etc. I find particular joy in selecting church addresses and sometimes even home phone numbers as most sites aren't capable of verifying that. If you need to remember a fake birthday just use Jan 1 1970.
You remember your master password? Or your singular password you use for all the services and once any internet service gets hashing and salting wrong, or gets compromised like the two or so big internet platform that get breached every year, you want to experience that tingly feeling that all of your digital life could be accessed by some hackers?
Edit: In case it's the latter and you don't change your password every week: Try https://haveibeenpwned.com/ enter your eMail address and if it comes up with anything, up your security. At least for the important stuff. It's worth it.
You should be using multiple passwords and you should be changing them periodically multiple times per years, yes. How many and how often will likely depend on the memorization skills of the individual.
Or on their cleverness. There's tools to do that job, no effort or memorization needed. And I'd say changing them is further down the list. Makes sense to do it proactively. But it's the least important thing to do.
Sure, you could also use a nailgun instead of a hammer. That doesn't mean you need to nor does it invalidate a hammer.
Yeah, though if you re-do your roof, you kinda want to use the nailgun, or your wrist will be sore after two days. Or you're skipping half the nails to make it work and the next big storm will take away your home.
Skill Issue, I've done plenty of roofing jobs. TBH I think the hammer makes more sense there because I find it easier to align the hammer and nail while keeping your body held to the incline.
I'm not going to kill my wrist by typing in my password, either.
I think the issue will be, you'll likely be using too few passwords because you don't really use any tool designed for the job. At least your suggestion reads a bit to me like you're suggesting one nail will hold the roof if it's a really good one. And that's doable with bare hands.
And? What next?
The major counter-argument I've heard is that passwords can get exposed in leaks, but even if you only have a few passwords the odds of somebody hacking a social media account and then that same password working for your bank is slim to none if you've been smart about it AND
as I mentioned
use 2FA but not SMS. Something that really grinds my gears is when services don't allow you to disable certain 2FA options such as email or SMS, those services are the ones that are actually vulnerable, compared to a non-google auth code generator.
TBH I trust password managers less than I trust these institutions and I don't trust these institutions AT ALL. If ever somebody finds a vulnerability in the password manages you lose EVERYTHING.
Yeah, what next is either a storm comes and your roof comes off in one piece. Or there's no storm where you live and you're fine.
If you make sure to always(!) combine the password with a second factor, you should be safe. It's usually some relatively secure design. The keys should be locked away in some hardware backed storage. Or at least encrypted by some other password. That'll be very good protection.
Though I wonder... You probably store your 2FA tokens in some app? What makes you trust that app but not the other one which does the same thing? (Store an authentication factor.) It's literally the same thing as a password manager. Just that it does some clever trickery so every password is just valid for 30s. And it forces you to have a different authentication token for each service. (Which is a bit like using many different passwords.)
And you're right of course. Losing a password manager isn't an option. That'll compromise everything. And if you forget your master password and didn't take care of it, you'll be logged out of your digital life. It needs to to the job properly. I think as of now we have a few options with a pretty much spotless track record. Same for 2FA algorithms. Just phishing is hard either way.
I can remember my password.
I cannot generate 2FA Auth Codes with my mind powers.
Hmmh. Now that I know what you do, I'm less worried. But maybe you should phrase your advice the other way around. 2FA shouldn't come as the last thing buried in "tips". It's like well >90% of what you rely on. So I think proper 2FA should switch places with your advice for the passwords. Keep them around. And I'm not a big fan of what banks do with the 4-digit PIN protecting the card. But it's also not like that you absolutely need to focus on a super strong password with that. At that point it's more the safety for your 2FA. Better is better. But it's not the decisive factor any more.
If you reuse your password but have good 2FA practices, that's just basically 1FA again
It's five tips, if you can't remember that then your ass specifically NEEDS a password manager.
Which password? Please don’t say you use a single password for everything
I already said it was my bank password
It worked, your account is now 000.00$
Nice.
meh. I use an online one for unimportant stuff and an offline one for important stuff. I remember my passwords for the managers.