this post was submitted on 11 May 2026
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me_irl
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After you add property taxes and home insurance what’s your payement? You pay that yearly or monthly so it’s disingenuous not to count it
That's the whole payment, all that included. There's no interest, no property tax, it's a Habitat for Humanity mortgage.
Does that mean people should include their renters insurance when they're listing their rent?
Yes 100%
Is renters insurance "required" where you live? If yes, then yes, you definitely include it. If not, then no.
Is it included in their rent payment like your home insurance is in your mortgage payment?
Not every mortgage payment includes home insurance in it.