this post was submitted on 27 Apr 2026
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We've had those for nearly a decade, some banks just took ages to update their apps and websites to actually make use of it for all eligible payments because of course they did.
Just 4 years ago, it cost like 3 or 7 euros to transfer money to Revolut from Swedbank Estonia and it took a business day, because it was considered a foreign transfer and Swedbank had "domestic transfers" and "foreign transfers" as separate options and the former couldn't send to a Lithuanian IBAN and the latter didn't use SEPA Instant. Other Estonian banks did it instantly already by then.